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Invest in F&C funds

No initial dealing fees on a great range of F&C funds. Find out more

Important information: Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. Our service is designed for people who want to make their own investment decisions without personalised advice. If you are unsure of the suitability of any investment for your circumstances, please seek advice. Tax rules can change and benefits depend on circumstances. Where the annual saving is paid as a loyalty bonus, it is paid tax-free in an ISA but may be subject to tax in a Fund & Share Account. Within a SIPP you can normally only access the money from age 55 (57 from 2028).

About F&C funds

F&C Investments launched the world's first investment trust in 1868. Since 2014, they have been part of BMO Global Asset Management, a worldwide investment manager founded by the Bank of Montreal in 1817. As part of the BMO Financial Group the company is focused exclusively on managing money across a wide range of asset classes, predominantly global trusts, property and UK and European investment trusts, with a strong track record in delivering tailored investment solutions.

Hargreaves Lansdown – Award-winning fund dealing

Invest in a wide range of F&C funds with Hargreaves Lansdown. You can open an account online in less than 5 minutes and pay no fees to buy and sell funds with a low cost income reinvestment service.

How to invest in F&C funds

1Choose funds that match your investment goals

2 you want to invest in

3Open an account with as little as £25 a month or a lump sum of £100

Why invest with Hargreaves Lansdown

  • Free to buy and sell funds with a low cost reinvestment service
  • Exclusive expert analysis and research updates
  • We’re a financially secure FTSE 100 company
  • Market beating savings and low annual charge of just 0.45%, more on charges

Open an account and start investing in minutes

With HL, you can bring all your ISAs, pensions, SIPPs, funds and shares into one easy to manage place, putting you in control. To begin investing with us you will need to open an account. Choose from the following options in order to get started.

Stocks & Shares ISA

  • Tax free growth on your investments
  • Invest up to £20,000 this tax year
  • Access your money at any time

Open an ISA

More on ISAs

Fund & Share Account

  • Free to hold shares and low fund charges
  • Access your money at any time
  • Start investing from as little as £25 per month

Open an account

More on dealing accounts

Personal Pension(SIPP)

  • Up to 45% income tax relief
  • Access money from age 55: 25% tax free
  • Voted best SIPP provider 9 years running

Open a SIPP

More on pensions


Download your free guide to investing in funds

New to buying funds?

Whether you are a first-time investor, or a more experienced investor looking to find out more about investing in funds, this guide shows you how to choose funds, cut costs and build your own portfolio.

Download your free guide to investing in funds


Full list of F&C funds

Net initial chargeAnnual chargeGo to
Ongoing charge (OCF/TER)Ongoing savingNet ongoing charge
F&C MM Lifestyle Defensive Class B (Inc) 0.00% 1.06% 0.00% 1.06% View factsheet for F&C MM Lifestyle Defensive Class B (Inc) Invest in F&C MM Lifestyle Defensive Class B (Inc)
F&C MM Lifestyle Cautious Class B (Inc) 0.00% 1.09% 0.00% 1.09% View factsheet for F&C MM Lifestyle Cautious Class B (Inc) Invest in F&C MM Lifestyle Cautious Class B (Inc)
F&C MM Lifestyle Growth Class B (Inc) 0.00% 1.09% 0.00% 1.09% View factsheet for F&C MM Lifestyle Growth Class B (Inc) Invest in F&C MM Lifestyle Growth Class B (Inc)
F&C MM Lifestyle Balanced - Class B (Inc) 0.00% 1.09% 0.00% 1.09% View factsheet for F&C MM Lifestyle Balanced - Class B (Inc) Invest in F&C MM Lifestyle Balanced - Class B (Inc)
F&C MM Lifestyle Cautious Class B (Acc) 0.00% 1.09% 0.00% 1.09% View factsheet for F&C MM Lifestyle Cautious Class B (Acc) Invest in F&C MM Lifestyle Cautious Class B (Acc)
F&C MM Lifestyle Balanced - Class B (Acc) 0.00% 1.09% 0.00% 1.09% View factsheet for F&C MM Lifestyle Balanced - Class B (Acc) Invest in F&C MM Lifestyle Balanced - Class B (Acc)
F&C MM Lifestyle Defensive Class B (Acc) 0.00% 1.06% 0.00% 1.06% View factsheet for F&C MM Lifestyle Defensive Class B (Acc) Invest in F&C MM Lifestyle Defensive Class B (Acc)
F&C MM Lifestyle Growth Class B (Acc) 0.00% 1.09% 0.00% 1.09% View factsheet for F&C MM Lifestyle Growth Class B (Acc) Invest in F&C MM Lifestyle Growth Class B (Acc)
F&C High Income Bond - Class C (Acc) 0.00% 1.44% 0.00% 1.44% View factsheet for F&C High Income Bond - Class C (Acc) Invest in F&C High Income Bond - Class C (Acc)
F&C High Income Bond - Class C (Inc) 0.00% 1.44% 0.00% 1.44% View factsheet for F&C High Income Bond - Class C (Inc) Invest in F&C High Income Bond - Class C (Inc)
F&C UK Alpha Fund (Class 2) (Acc) 0.00% 1.02% 0.00% 1.02% View factsheet for F&C UK Alpha Fund (Class 2) (Acc) Invest in F&C UK Alpha Fund (Class 2) (Acc)
F&C FTSE All Share Tracker (Class 2) (Inc) 0.00% 0.34% 0.00% 0.34% View factsheet for F&C FTSE All Share Tracker (Class 2) (Inc) Invest in F&C FTSE All Share Tracker (Class 2) (Inc)
F&C FTSE All Share Tracker (Class 2) (Acc) 0.00% 0.34% 0.00% 0.34% View factsheet for F&C FTSE All Share Tracker (Class 2) (Acc) Invest in F&C FTSE All Share Tracker (Class 2) (Acc)
F&C Responsible UK Equity Growth (Class 2) (Acc) 0.00% 0.84% 0.00% 0.84% View factsheet for F&C Responsible UK Equity Growth (Class 2) (Acc) Invest in F&C Responsible UK Equity Growth (Class 2) (Acc)
F&C UK Mid Cap Class C (Acc) 0.00% 0.81% 0.00% 0.81% View factsheet for F&C UK Mid Cap Class C (Acc) Invest in F&C UK Mid Cap Class C (Acc)
F&C Responsible UK Equity Growth (Class 2) (Inc) 0.00% 0.84% 0.00% 0.84% View factsheet for F&C Responsible UK Equity Growth (Class 2) (Inc) Invest in F&C Responsible UK Equity Growth (Class 2) (Inc)
F&C Responsible UK Income (Class 2) (Inc) 0.00% 0.81% 0.00% 0.81% View factsheet for F&C Responsible UK Income (Class 2) (Inc) Invest in F&C Responsible UK Income (Class 2) (Inc)
F&C Responsible UK Income (Class 2) (Acc) 0.00% 0.81% 0.00% 0.81% View factsheet for F&C Responsible UK Income (Class 2) (Acc) Invest in F&C Responsible UK Income (Class 2) (Acc)
F&C UK Equity Income (Class 2) (Inc) 0.00% 1.04% 0.00% 1.04% View factsheet for F&C UK Equity Income (Class 2) (Inc) Invest in F&C UK Equity Income (Class 2) (Inc)
F&C UK Equity Income (Class 2) (Acc) 0.00% 1.04% 0.00% 1.04% View factsheet for F&C UK Equity Income (Class 2) (Acc) Invest in F&C UK Equity Income (Class 2) (Acc)
F&C MM Navigator Progressive (Class C) (Acc) 0.00% 1.79% 0.00% 1.79% View factsheet for F&C MM Navigator Progressive (Class C) (Acc) Invest in F&C MM Navigator Progressive (Class C) (Acc)
F&C MM Navigator Progressive (Class C) (Inc) 0.00% 1.79% 0.00% 1.79% View factsheet for F&C MM Navigator Progressive (Class C) (Inc) Invest in F&C MM Navigator Progressive (Class C) (Inc)
F&C Real Estate Securities (GBP) - Class B (Acc) 0.00% 1.37% 0.00% 1.37% View factsheet for F&C Real Estate Securities (GBP) - Class B (Acc) Invest in F&C Real Estate Securities (GBP) - Class B (Acc)
F&C Real Estate Securities (GBP) - Class C (Inc) 0.00% 1.40% 0.00% 1.40% View factsheet for F&C Real Estate Securities (GBP) - Class C (Inc) Invest in F&C Real Estate Securities (GBP) - Class C (Inc)
F&C UK Property - PAIF (Class 2) (Inc) 0.00% 0.86% 0.00% 0.86% View factsheet for F&C UK Property - PAIF (Class 2) (Inc) Invest in F&C UK Property - PAIF (Class 2) (Inc)
F&C UK Property - PAIF (Class 2) (Acc) 0.00% 0.86% 0.00% 0.86% View factsheet for F&C UK Property - PAIF (Class 2) (Acc) Invest in F&C UK Property - PAIF (Class 2) (Acc)
F&C Global Real Estate Securities (Class 3) (Inc) 0.00% 0.96% 0.00% 0.96% View factsheet for F&C Global Real Estate Securities (Class 3) (Inc) Invest in F&C Global Real Estate Securities (Class 3) (Inc)
F&C Global Real Estate Securities (Class 3) (Acc) 0.00% 0.96% 0.00% 0.96% View factsheet for F&C Global Real Estate Securities (Class 3) (Acc) Invest in F&C Global Real Estate Securities (Class 3) (Acc)
F&C Property Growth & Income (I GBP) (Acc) 0.00% 1.07% 0.00% 1.07% View factsheet for F&C Property Growth & Income (I GBP) (Acc) Invest in F&C Property Growth & Income (I GBP) (Acc)
F&C Property Growth & Income (I GBP) (Inc) 0.00% 1.07% 0.00% 1.07% View factsheet for F&C Property Growth & Income (I GBP) (Inc) Invest in F&C Property Growth & Income (I GBP) (Inc)
F&C UK Property - Feeder (Class 2) (Inc) 0.00% 0.91% 0.00% 0.91% View factsheet for F&C UK Property - Feeder (Class 2) (Inc) Invest in F&C UK Property - Feeder (Class 2) (Inc)
F&C UK Property - Feeder (Class 2) (Acc) 0.00% 0.91% 0.00% 0.91% View factsheet for F&C UK Property - Feeder (Class 2) (Acc) Invest in F&C UK Property - Feeder (Class 2) (Acc)
F&C Responsible Global Equity (Class 2) (Acc) 0.00% 0.82% 0.00% 0.82% View factsheet for F&C Responsible Global Equity (Class 2) (Acc) Invest in F&C Responsible Global Equity (Class 2) (Acc)
F&C MM Navigator Boutiques (Class C) (Acc) 0.00% 1.82% 0.00% 1.82% View factsheet for F&C MM Navigator Boutiques (Class C) (Acc) Invest in F&C MM Navigator Boutiques (Class C) (Acc)
F&C Responsible Global Equity (Class 2) (Inc) 0.00% 0.82% 0.00% 0.82% View factsheet for F&C Responsible Global Equity (Class 2) (Inc) Invest in F&C Responsible Global Equity (Class 2) (Inc)
F&C Global Thematic Opportunities (Class C) (Acc) 0.00% 1.08% 0.00% 1.08% View factsheet for F&C Global Thematic Opportunities (Class C) (Acc) Invest in F&C Global Thematic Opportunities (Class C) (Acc)
F&C North American (Class 2) (Acc) 0.00% 0.82% 0.00% 0.82% View factsheet for F&C North American (Class 2) (Acc) Invest in F&C North American (Class 2) (Acc)
F&C European Growth & Income (Class 2) (Inc) 0.00% 0.93% 0.00% 0.93% View factsheet for F&C European Growth & Income (Class 2) (Inc) Invest in F&C European Growth & Income (Class 2) (Inc)
F&C European Growth & Income (Class 2) (Acc) 0.00% 0.93% 0.00% 0.93% View factsheet for F&C European Growth & Income (Class 2) (Acc) Invest in F&C European Growth & Income (Class 2) (Acc)
F&C Emerging Markets (Class 2) (Acc) 0.00% 1.00% 0.00% 1.00% View factsheet for F&C Emerging Markets (Class 2) (Acc) Invest in F&C Emerging Markets (Class 2) (Acc)
F&C Multi Mgr Investment Trust Class C (Acc) 0.00% 0.81% 0.00% 0.81% View factsheet for F&C Multi Mgr Investment Trust Class C (Acc) Invest in F&C Multi Mgr Investment Trust Class C (Acc)
F&C MM Navigator Select (Class C) (Acc) 0.00% 1.83% 0.00% 1.83% View factsheet for F&C MM Navigator Select (Class C) (Acc) Invest in F&C MM Navigator Select (Class C) (Acc)
F&C Managed Growth (C) (Inc) 0.00% 1.60% 0.00% 1.60% View factsheet for F&C Managed Growth (C) (Inc) Invest in F&C Managed Growth (C) (Inc)
F&C Managed Growth (C) (Acc) 0.00% 1.60% 0.00% 1.60% View factsheet for F&C Managed Growth (C) (Acc) Invest in F&C Managed Growth (C) (Acc)
F&C European Small Cap ex UK (Acc) 0.00% 0.93% 0.00% 0.93% View factsheet for F&C European Small Cap ex UK (Acc) Invest in F&C European Small Cap ex UK (Acc)
F&C European Small Cap ex UK (Inc) 0.00% 0.93% 0.00% 0.93% View factsheet for F&C European Small Cap ex UK (Inc) Invest in F&C European Small Cap ex UK (Inc)
F&C UK Smaller Companies (Class 2) (Acc) 0.00% 0.87% 0.00% 0.87% View factsheet for F&C UK Smaller Companies (Class 2) (Acc) Invest in F&C UK Smaller Companies (Class 2) (Acc)
F&C Pacific Growth (Class 2) (Acc) 0.00% 0.94% 0.00% 0.94% View factsheet for F&C Pacific Growth (Class 2) (Acc) Invest in F&C Pacific Growth (Class 2) (Acc)
F&C Overseas Equity-Linked UK Inflation (Acc) 0.00% 0.34% 0.00% 0.34% View factsheet for F&C Overseas Equity-Linked UK Inflation (Acc) Invest in F&C Overseas Equity-Linked UK Inflation (Acc)
F&C US Smaller Companies (Class C) (Inc) 0.00% 0.83% 0.00% 0.83% View factsheet for F&C US Smaller Companies (Class C) (Inc) Invest in F&C US Smaller Companies (Class C) (Inc)
F&C MM Navigator Moderate (Class C) (Acc) 0.00% 1.67% 0.00% 1.67% View factsheet for F&C MM Navigator Moderate (Class C) (Acc) Invest in F&C MM Navigator Moderate (Class C) (Acc)
F&C MM Navigator Moderate (Class C) (Inc) 0.00% 1.67% 0.00% 1.67% View factsheet for F&C MM Navigator Moderate (Class C) (Inc) Invest in F&C MM Navigator Moderate (Class C) (Inc)
F&C MM Navigator Distribution (Class C) (Acc) 0.00% 1.49% 0.00% 1.49% View factsheet for F&C MM Navigator Distribution (Class C) (Acc) Invest in F&C MM Navigator Distribution (Class C) (Acc)
F&C MM Navigator Distribution (Class C) (Inc) 0.00% 1.49% 0.00% 1.49% View factsheet for F&C MM Navigator Distribution (Class C) (Inc) Invest in F&C MM Navigator Distribution (Class C) (Inc)
F&C MM Navigator Distribution (Class M) (Inc) 0.00% 1.48% 0.00% 1.48% View factsheet for F&C MM Navigator Distribution (Class M) (Inc) Invest in F&C MM Navigator Distribution (Class M) (Inc)
F&C Global Equity Market Neutral (Class C) (Acc) 0.00% 0.78% 0.00% 0.78% View factsheet for F&C Global Equity Market Neutral (Class C) (Acc) Invest in F&C Global Equity Market Neutral (Class C) (Acc)
F&C Responsible Sterling Bond (Class C) (Inc) 0.00% 0.58% 0.00% 0.58% View factsheet for F&C Responsible Sterling Bond (Class C) (Inc) Invest in F&C Responsible Sterling Bond (Class C) (Inc)
F&C Corporate Bond (Class C) (Inc) 0.00% 0.62% 0.00% 0.62% View factsheet for F&C Corporate Bond (Class C) (Inc) Invest in F&C Corporate Bond (Class C) (Inc)
F&C Maximum Income Bond (Class C) (Inc) 0.00% 0.56% 0.00% 0.56% View factsheet for F&C Maximum Income Bond (Class C) (Inc) Invest in F&C Maximum Income Bond (Class C) (Inc)
F&C Extra Income Bond (Class C) (Inc) 0.00% 0.61% 0.00% 0.61% View factsheet for F&C Extra Income Bond (Class C) (Inc) Invest in F&C Extra Income Bond (Class C) (Inc)
F&C Strategic Bond (Class C) (Acc) 0.00% 0.69% 0.00% 0.69% View factsheet for F&C Strategic Bond (Class C) (Acc) Invest in F&C Strategic Bond (Class C) (Acc)
F&C Strategic Bond (Class C) (Inc) 0.00% 0.69% 0.00% 0.69% View factsheet for F&C Strategic Bond (Class C) (Inc) Invest in F&C Strategic Bond (Class C) (Inc)
BMO Universal MAP Cautious (Acc) 0.00% 0.29% 0.00% 0.29% View factsheet for BMO Universal MAP Cautious (Acc) Invest in BMO Universal MAP Cautious (Acc)
BMO Universal MAP Balanced (Acc) 0.00% 0.29% 0.00% 0.29% View factsheet for BMO Universal MAP Balanced (Acc) Invest in BMO Universal MAP Balanced (Acc)
BMO Universal MAP Growth (Acc) 0.00% 0.29% 0.00% 0.29% View factsheet for BMO Universal MAP Growth (Acc) Invest in BMO Universal MAP Growth (Acc)
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