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Online SIPP application

  • Declaration
  • Open your SIPP
  • Investment choice (optional)
  • Account settings
  • All investments should be held for the long term. They can go down in value as well as up, so you could get back less than you invested. Any yield is variable and not guaranteed.
  • Tax rules can change and the reliefs depend on your personal circumstances.
  • Once in a pension your money is not usually accessible until at least age 55, when up to 25% can normally be taken as a tax-free lump sum with the remainder made available to provide a taxable income.
  • The Vantage SIPP is for people who want to choose their own investments, without advice. Nothing on the website should be regarded as personal advice. If you have any doubts if an investment is right for you, please contact us for written advice.
  • If transferring a pension, please ensure you won't lose any valuable guarantees or other benefits, or incur excessive exit fees.

You can apply online now by making a lump sum contribution by debit card and/or setting up a monthly Direct Debit.

Please read the HL Vantage SIPP declaration, Terms & Conditions, Important Investment Notes and the Vantage SIPP Key Features (including the Transfer and Contribution Checklists and Common Transfer Declaration) carefully. By applying for our services you agree to be bound by our terms so it is important you understand these documents; please contact us if you have any queries.

I confirm I am applying to join the HL Vantage SIPP. I agree to be bound by the Scheme Rules, and acknowledge that these have been made available to me by Hargreaves Lansdown.

I confirm that I will be a relevant UK individual in any tax year in which personal contributions are paid.

I declare that the total contributions that I will make to the HL Vantage SIPP and any other Registered Pension Scheme where I am entitled to relief under Section 188 of the Finance Act 2004 will not exceed the higher of:

  1. The basic amount (currently £3,600) or
  2. 100% of my Relevant UK Earnings (within the meaning of section 189 of the Finance Act 2004) for that tax year.

This declaration and the particulars given in this application are, to the best of my knowledge and belief, correct and complete.

If an event occurs which means that I will no longer be entitled to relief under to Section 188 of the Finance Act 2004, I will inform Hargreaves Lansdown Asset Management by 5th April of the tax year in which the event occurs or 30 days after the event if later.

If I make a contribution, of which part or all is not eligible for tax relief, I will notify you separately in writing on or before the date of the contribution. I will advise Hargreaves Lansdown Asset Management Ltd, in writing, within 30 days if I cease to be a United Kingdom resident.

I have not received advice from Hargreaves Lansdown regarding the suitability of any aspect of the HL Vantage SIPP unless that aspect has been covered under a separate agreement for individual advice from a Hargreaves Lansdown Financial Practitioner. If I have any doubts I will seek personal advice, in particular regarding the merits of the various pension options I may have available to me now and in the future.

I allow Hargreaves Lansdown to process my application using the information provided. This declaration and any other declaration made by me in connection with this application shall be the basis of the contract between me and Hargreaves Lansdown Asset Management Ltd.

I confirm I have not registered with HM Revenue and Customs to protect pension funds built up from a potential Lifetime Allowance tax charge.

In addition to the declaration please read the following statement regarding Hargreaves Lansdown's communications with you.

Hargreaves Lansdown Plc and its group companies will send or email you complimentary issues of our investment publications and information about new products and services. If you would prefer not to receive these, please do let us know. Your personal data will remain confidential, and will not be passed to any other organisation unless required to do so by law.

If you wish to start a SIPP by transferring an existing pension please download an application form and return this to us.


Before you proceed please tick the box to confirm that you have read, understood and agreed to the terms and conditions and key features.

Other information and forms: Vantage SIPP trust deed & rules | Postal SIPP top up form | Bed & SIPP top up form



Hargreaves Lansdown is authorised and regulated by the Financial Conduct Authority.

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