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Important information: Unlike cash, the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. Our service is designed for investors who are happy making their own investment decisions. If you're unsure of the suitability of an investment please seek advice. Tax rules can change and the value of any benefits depends on your personal circumstances.

The award-winning HL Stocks and Shares ISA offers something for every investor. Whether you’re new to investing or already an expert, you can shelter up to £20,000 in our ISA.

Start investing today from just £100 or £25 per month. It’s easy to open an ISA and we’ll get you up and running in no time.

More about ISAs

Where can I invest an ISA?

Why invest in an ISA?

  • Tax efficient - pay no tax on UK income or capital gains from your investments

  • Accessible - invest for the long term with the peace of mind to take money out if you need to

  • Wealth - give your money the potential to grow in the stock market

  • Allowance - invest up to £20,000 this tax year

  • Simplicity - no need to declare ISAs on your tax return

Why invest in the HL Stocks and Shares ISA?

  • Security - we’re a FTSE-listed company and look after over £180 billion for over 2 million clients

  • Ease - check your investments anytime online or with the HL app

  • Choice - pick your own investments or choose one of our ready-made investments

  • Expertise - investment ideas from our analysts

How much does it cost?

It’s free to set up the HL Stocks & Shares ISA. There’s no charge for holding cash and our yearly charge for holding investments is a maximum of 0.45%.

And our dealing charges are competitive too. There’s no charge to buy and sell funds and you’ll pay a maximum of £11.95 to deal shares online. Other charges for funds and shares apply.

See all the HL ISA charges

Add cash now, pick investments later

You don’t need to decide where to invest straight away. You can secure your ISA allowances with cash now, and decide when and where to invest when you’re ready.

Start your Stocks and Shares ISA

First time investor?

Getting started could be easier than you think.

Two simple ways to start investing

Do-it-yourself

Choose from over 3,000 funds, shares, investment trusts and more to build your portfolio.


  • You’re in control of what you buy and sell

  • You’ll get expert research to help form your decisions

  • Start your ISA from £100 or £25 per month

Ready-made investments

Choose from one of our ready-made investments. Our fund managers will make the day-to-day decisions but you’ll still need to keep an eye on it to make sure it continues to meet your needs.


  • Start your ISA with a lump sum of £100

  • Or via a direct debit from as little as £25 a month

What our clients say

"Everything is easy and efficient" Mr Crawford
"Investments are under one umbrella, making it simple keeping track on performance." Mrs Hinder