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HL US
Fund

An innovative way to invest in the US

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AccumulationIncome ?

Sell: 128.17p|Buy: 128.17p|Change 0.30p (0.23%)

Correct as at 20/06/2024

Sell: 127.19p|Buy: 127.19p|Change 0.30p (0.24%)

Correct as at 20/06/2024

Important information - This is designed for investors who want to make their own investment decisions without personal advice and understand how to build a diversified portfolio. If you are unsure of the suitability of an investment for your circumstances, please contact us for advice. Investments will fall as well as rise in value so you could get back less than you invest. Past performance is not a guide to the future.

TOO BIG TO IGNORE

Investors looking to build a diversified portfolio should consider investing in the US.

The United States of America makes up over half of the global stock market. It’s the world’s biggest economy and home to some of the globe’s largest companies.

Put simply, it’s too big to ignore. Which is why we’ve launched the HL US Fund.

The US is home to the world’s two biggest Stock Exchanges – the New York Stock Exchange and the Nasdaq.

How the HL US Fund works

HL’s experts have hand-picked a team of external fund managers who they believe offer the best potential for long-term performance. The external fund managers manage their own portions of the fund and we’ve given them clear boundaries on how to run them following their tried and tested strategies.

This fund aims to invest in US shares for long-term growth. And could be used by people who are comfortable building their own portfolios. It could fit well in a portfolio that would benefit from exposure to the US.

You can invest with a lump sum of £100 or £25 by Direct Debit.

HL Fund Manager Ziad Gergi discusses the HL US Fund.

With one investment you’ll get:

  • Diversification
    The HL US Fund invests in a wide number of the largest companies from different areas in the world’s biggest economy. The fund also has the flexibility to invest in faster growing, smaller companies where it sees potential, this increases the risk of the fund.
  • Great managers
    We’ve considered over 2,000 unique strategies to pick a team of managers that complement each other. We’ve picked four fund managers that we think offer great investment potential. They’re experienced and have demonstrated strong processes to generate returns for investors, though of course nothing is guaranteed.
  • A balanced approach
    The HL US Fund brings together managers with different styles, looking for growth and value. Whatever the market outlook the fund aims to be in a position to benefit.
  • The opportunity to beat the market
    Unlike an index fund, the HL US Fund is actively managed so there’s potential to beat the market. The fund aims to outperform its benchmark, the MSCI USA index, over the long-term (at least 5 years), after charges.
  • HL expertise
    HL's own fund managers oversee this fund, making sure each manager stays on track and aligns with the fund's objectives. They'll hold fund managers to account and make sure they're following their strategy.

Find out more about the fund’s strategy

HL US Fund Managers

HL Fund Managers Ziad Gergi, Roger Clark and Thomas Wells.

Investing in funds isn't right for everyone, if you're unsure learn more about whether you should save or invest. You should only invest if the fund's objectives are aligned with your own, and there's a specific need for the type of investment being made. You should understand the specific risks of the fund before you invest, and make sure any new investment forms part of a diversified portfolio.

Investments will fall as well as rise in value so you could get back less than you invest. We recommend you hold this fund for a minimum of 5 years.

This is designed for investors who want to make their own investment decisions without personal advice. If you are unsure of the suitability of an investment for your circumstances, please contact us for advice.

Before making an investment, please read the key investor information, HL key features, terms and conditions.

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Key Investor InformationFund prospectusView fund factsheet

Key Investor Information

Fund prospectus

View fund factsheet

Costs

Data correct as at 24 May 2024.

Yearly charge based on an example £1,000 investment:

£0

Initial charge

£7.40

Ongoing charge

£4.50

HL platform fee

£11.90

Total charge

0%

Initial charge

0.74%

Ongoing charge
(OCF/TER)

0.45%

HL platform fee

1.19%

Total charge

The ongoing charge is taken directly from the fund. This covers the management of the fund and all expenses other than transactional fees which are charged on top of this, these costs are incurred by all funds when shares are bought or sold and are reflected in the fund’s price.

The HL platform fee is our charge for looking after your investments which won't be over 0.45% per year. Both of these charges will be payable if you want to hold the fund with HL, amounting to a maximum of just 1.19% in total per year. The above example assumes no growth.

This fund is managed by Hargreaves Lansdown Fund Managers Ltd, part of the Hargreaves Lansdown Group. If you invest, HL will receive the fund's management charge, as well as the platform fee.

See how the costs will affect your investment in detail

View HL’s charges

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Frequently asked questions

  • What’s the minimum I can invest?

    You can invest lump sums from £100 or invest by Direct Debit starting from as little as £25 per month.

  • Which accounts can I invest in?

    You can buy and hold the HL US Fund in any of our investment accounts. If you’re investing for yourself, two of our most popular accounts are the Stocks and Shares ISA or the Fund and Share Account. There are also other accounts available if you’re looking to invest for retirement or for a child.

    If you want to see all the options, and their risks and benefits, try our compare accounts tool.

    Compare Accounts

  • Can I set up a Direct Debit into the HL US fund?

    Yes, you can invest by Direct Debit. You can set up a Direct Debit from as little as £25 per month. We’ll take payments on the 7th of the month or next available working day and invested by the 10th of the month or next available working day.

    To set up your direct debit, log in to your account and go to the “Monthly Savings” tab within an existing account via our website, or via the “Regular savings” section in the HL app. You can also set up an instruction when opening an account.

  • What’s the difference between income and accumulation units?

    The type of unit you hold determines how any income generated from the fund's underlying investments is treated.

    With income units, income is paid out to fund holders as cash. This could provide the investor with an income stream or the cash could be used to buy the same or a different investment.

    With accumulation units income is kept within the fund and reinvested, increasing the price of the units. Generally, for investors who wish to reinvest the income, accumulation units offer a more convenient and cost-effective way of doing so.

    This fund is available in both accumulation and income units.

    View HL US Fund Accumulation Factsheet

    View HL US Fund Income Factsheet