Transfer to Hargreaves Lansdown
Step 1 - Read the important information below
With HL, you make your own investment decisions.
Unlike cash, all investments should be regarded as for the long term because they can go down in value as well as up, so you could get back less than you invested. Any yield is variable and not guaranteed.
Nothing on the website should be regarded as personal advice, so if you have any doubts as to the suitability of an investment for your personal circumstances, please contact us for written advice.
Remember that tax rules can change, and the reliefs depend on your personal circumstances.
Before you transfer an ISA, Child Trust Fund, Fund or Share, please understand the risks and Terms & Conditions (including tariff of charges) of your investment and the Key Features, including the specific risks of any funds you have chosen.
If you are transferring to a Lifetime ISA, money can be withdrawn to purchase a first eligible home or at age 60. The Lifetime ISA must have been open for at least 12 months (or opened via a transfer from another Lifetime ISA that was opened at least 12 months prior to the withdrawal) before money can be withdrawn to purchase a first eligible home. Early withdrawals will usually be subject to a 25% government withdrawal charge.
The transfer value will count as a payment to your Lifetime ISA so will be eligible for the government bonus and will count towards the Lifetime ISA allowance (£4,000 per tax year).
If you decide to opt out of your workplace pension to pay into a Lifetime ISA, you will not benefit from any employer-matched contributions and it may affect your current and future entitlement to means-tested state benefits.
Before you transfer a pension, please read the HL SIPP declaration, Terms & Conditions (including tariff of charges), Important Investment Notes and the SIPP Key Features (including the Transfer and Contribution Checklists and Common Transfer Declaration) carefully.
By applying for our services you agree to be bound by our terms, so it is important that you understand these documents; please contact us if you have any queries.
Please ensure that you won't lose any valuable guarantees or other benefits or incur excessive exit fees by transferring. You may lose the ability to claim a bonus on the amount transferred from the Help to Buy ISA.
Once in a pension, your money is not usually accessible until age 55 (57 from 2028), up to 25% usually tax free and the rest taxed as income.
Depending on the type of pension scheme, there is an option for pensions to be transferred as cash or as they are (invested in the stock market). Unless you’re transferring a Self-Invested Personal Pension or a Small Self-Administered Scheme, it’s likely that a cash transfer will be your only option. If you’re not sure what type of pension you hold or which options are available to you, please contact your existing provider before applying.
By proceeding, you confirm that, for tax purposes, you are solely resident in the United Kingdom and that you are not a citizen of the USA. If you cannot agree to this declaration, please contact us.
Step 2 - Download or request your transfer application
Use this application form if you wish to transfer existing Cash ISAs and Stocks and Shares ISAs to an HL Stocks and Shares ISA.
Use this application form if you wish to transfer a Junior ISA or Child Trust Fund (CTF) to an HL Junior ISA.
Use this application form if you wish to transfer existing funds and shares held outside of an ISA to an HL Fund and Share Account.
Use this application form if you wish to transfer existing pensions to an HL SIPP.
Use this application pack if you wish to transfer a drawdown pension to an HL SIPP.
Use this application form if you wish to transfer from an existing HL account to a Lifetime ISA
Use this application form if you wish to transfer an existing ISA worth over £4,000 to an HL Lifetime ISA.
Use this application form if you wish to transfer an existing ISA worth under £4,000 to an HL Lifetime ISA.
Step 3 - Complete and return your application
It takes just a few minutes to complete the transfer application form. If you have any questions about the application, you can call our Helpdesk on 0117 906 7816 and we'll be happy to help. Once you complete the form, return it to the freepost address shown.
We'll write to you to confirm receipt of your application and contact your existing investment provider to arrange the transfer. There's nothing more you need to do - we'll be in touch as soon as your investments have been moved to your HL Account.