Hargreaves Lansdown

Best buy annuity rates

Compare live annuity rates

Compare live annuity rates

Find your annuity rate in just five minutes using live and guaranteed quotes from our panel of eleven leading providers.

Quotes are free and without obligation.

Compare annuity rates now

To retrieve & modify existing quotes
log in:

The Hargreaves Lansdown best buy annuity rate tables show you the best annuity rates currently available from our panel (shown below). Note annuity rates may have changed since these figures were last updated (we update them weekly).

The table shows the best standard annuity rates currently available online, paid monthly in advance, for an annuity purchase price of £100,000. The rates are based on an average postcode and basic personal details, so you could receive more or less income when you come to find your own personal annuity rate. Postcode is an important factor affecting annuity rates so it’s essential you use your personal postcode when calculating your annuity.

Age
55 60 65 70 75
Single life, level,
no guarantee
£4,788 £5,180 £5,850 £6,699 £7,912
Single life, level,
5 year guarantee
£4,785 £5,175 £5,826 £6,644 £7,777
Single life, RPI,
5 year guarantee
£2,297 £2,656 £3,320 £3,979 £5,364
Single life, 3% escalation,
5 year guarantee
£3,112 £3,490 £4,102 £4,698 £5,841
Joint life 50%, level,
no guarantee
£4,424 £4,844 £5,394 £6,073 £7,033
Joint life 50%, 3% escalation,
no guarantee
£2,808 £3,166 £3,589 £4,064 £5,210

Rates correct as at - 27 August 2015 Key to terminology

Terminology

Single life - the income is payable to you only and will not continue to be paid to your spouse upon your death.

Joint life 50% - upon your death 50% of the income will continue to be paid to your spouse. Different percentages are available up to 100%. Where a joint life annuity is shown, this is based on a named spouse and assumes you are 3 years older than your spouse.

Level - the income will remain level and not increase over time.

RPI - the income from your annuity changes in line with inflation as measured by the Retail Price Index.

3% escalation - the income from your annuity will increase by 3% every year.

Guarantee - the annuity will continue to pay an income for at least that period of time (i.e. 5 years), even if you should die before that time. Guarantee periods of up to 10 years are available.

Find out your own annuity rate

Compare live annuity rates from our panel of leading providers in just five minutes. The quotes you will see on screen are live and guaranteed for at least 14 days. The service is free and without obligation.

Compare annuity rates now


Want to receive regular updates on best buy annuity rates?

Simply fill in your details by clicking on the link below and we'll send you regular email updates of the latest annuity best buys. The update service is free of charge.

Hargreaves Lansdown PLC group companies will usually send you further information by post and/or email about our products and services. If you would prefer not to receive this, please do let us know. Your personal data will remain confidential, and will never be passed to any other company, unless required by law.

New pension rules explained

"The most radical changes to pensions in almost century"

Download factsheet

Important information

What you do with your pension is an important decision – in the case of an annuity it is irreversible. Make sure you understand your options and check they are suitable for your circumstances: take appropriate advice or guidance if you're unsure. Our service is not personal advice but we can offer advice if you specifically request this. The Government's free Pension Wise service can also help - more on Pension Wise.

You can instantly compare rates online from:

Hodge Lifetime

Aviva

Canada Life

Just Retirement

Legal & General

LV

MGM Advantage

Partnership

Prudential

Standard Life