Annuity quote expiry terms
Annuity quotes are guaranteed for a limited time. This is shown on your quote and summarised below.
The annuity provider must receive the funds from your pension provider(s), and in some cases all outstanding paperwork, within this expiry term to secure the rate quoted. If the funds are received after the quote expires and rates have changed you will receive the new rate offered by the provider.
Annuity quote expiry terms
| Annuity provider | Quote expiry term |
|---|---|
| Aviva | 40 working days from next rate change. |
| Canada Life | 45 days from date of quote, provided Canada Life receives your application within 14 days. |
| Just Retirement | 45 days from date of quote, provided Just receives your application within 14 days. |
| Legal & General | 45 days from date of quote. |
| Scottish Widows | 45 days from date of quote. |
| Standard Life | 14 days from the date of quote. If the application is submitted within this time, Standard Life will extend the guarantee by another 30 days. |
Table correct on 17 April 2024. Providers may change their quote expiry terms but this will be confirmed on your quote.
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If you have any questions about annuity quote expiry terms please don't hesitate to contact one of our annuity specialists on:
0117 980 9940