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Annuity quote expiry terms


Annuity quotes are guaranteed for a limited time. This is shown on your quote and summarised below.

The annuity provider must receive the funds from your pension provider(s), and in some cases all outstanding paperwork, within this expiry term to secure the rate quoted. If the funds are received after the quote expires and rates have changed you will receive the new rate offered by the provider.

Annuity quote expiry terms

Annuity provider Quote expiry term
Aviva 10 working days from next rate change.
Canada Life 45 days from date of quote, provided Canada Life receives your application within 14 days.
Just Retirement 45 days from date of quote, provided Just receives your application within 14 days.
Legal & General 40 days from date of quote.
Scottish Widows 45 days from date of quote.

Table correct on 19 February 2021. Providers may change their quote expiry terms but this will be confirmed on your quote.

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Contact us

If you have any questions about annuity quote expiry terms please don't hesitate to contact one of our annuity specialists on:

0117 980 9940