Free Wealth 150 Guide
Discover how the Wealth 150 funds are chosen and how they could help you build a better fund portfolio with our free easy to read guide. Plus we review the performance of the Wealth 150 since launch in 2003.
Here you'll find all our Wealth 150 funds arranged by sector. The Wealth 150 represents what we believe to be the best funds across all the major sectors, so wherever you choose to invest you should find something of interest.
For a fund to be included in the Wealth 150 it must go through a rigorous selection process. Our 10 strong research team use complex mathematical models and meet hundreds of fund managers a year. All funds within the Wealth 150 are continually monitored.
If a fund is not within our Wealth 150 this is not necessarily a recommendation to sell. However, if you are thinking of adding to your investments we believe these are superior alternatives.
The Wealth 150 is designed for people who would like to choose their own funds. It does not constitute a personal recommendation. As well as the Wealth 150, we also offer a range of multi-manager funds which allow you to leave the choice of underlying funds to our experts, and should you have any doubts as to the suitability of an investment for your circumstances please contact our Financial Practitioners for individual advice.
Change view: Initial charges and savings | Annual charges and savings | Discrete performance
Absolute Return funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Cazenove UK Absolute Target (Class P1) | 5.00% | 5.00% |  |
| Jupiter Absolute Return | 5.25% | 5.00% | |
| Liontrust European Absolute Return | 5.00% | 5.00% | |
| Melchior ST European Absolute Return (H GBP) | 5.00% | 5.00% | |
| Newton Real Return (Class A) | 4.00% | 4.00% | |
| Schroder ISF Emg Mkts Debt Absolute Return GBP Hgd | 5.26% | 5.26% | |
| Standard Life Inv Global Abs Return Strategies | 4.00% | 4.00% | |
Asia Pacific Ex Japan funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Aberdeen Asia Pacific | 4.25% | 4.25% | |
| Fidelity South East Asia | 3.50% | 3.00% | |
| First State Asia Pacific Leaders | 4.00% | 4.00% | |
Europe Excluding UK funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Cazenove European (Class B) | 5.00% | 5.00% | |
| Henderson European Special Situations | 5.00% | 5.00% | |
| Ignis Argonaut European Alpha | 5.25% | 5.25% | |
| JO Hambro Continental European | 5.00% | 5.00% | |
| Jupiter European | 5.00% | 4.75% | |
| Jupiter European Special Situations | 5.25% | 5.00% | |
| Neptune European Opportunities (Class A) | 5.00% | 5.00% | |
| Schroder European Alpha Plus | 5.25% | 5.25% | |
Flexible Investment funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Artemis Strategic Assets (Retail) | 5.25% | 5.25% | |
| Skandia Global Best Ideas | 5.00% | 5.00% | |
GBP Corporate Bond funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Invesco Perpetual Corporate Bond | 5.00% | 5.00% | |
| Jupiter Corporate Bond | 4.00% | 3.75% | |
| Kames Investment Grade Bond | 4.50% | 4.50% | |
| M&G Strategic Corporate Bond (Class X) | 0.00% | 0.00% | |
| Royal London Corporate Bond | 3.00% | 3.00% | |
GBP High Yield funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Investec Monthly High Income | 4.50% | 4.50% | |
| Standard Life Inv Higher Income | 4.00% | 4.00% | |
GBP Strategic Bond funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Artemis High Income (Retail) | 5.25% | 5.25% | |
| Artemis Strategic Bond (Retail Monthly) | 5.25% | 5.25% | |
| Henderson Strategic Bond (Class A) | 4.00% | 4.00% | |
| Invesco Perpetual Monthly Income Plus | 5.00% | 5.00% | |
| Invesco Perpetual Tactical Bond | 5.00% | 5.00% | |
| Investec Strategic Bond | 3.50% | 3.50% | |
| Jupiter Strategic Bond | 4.00% | 3.75% | |
| M&G Optimal Income (Class X) | 0.00% | 0.00% | |
| M&G UK Inflation Linked Corporate Bond | 3.00% | 3.00% | |
Global Bonds funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Templeton Global Bond (A GBP) | 3.00% | 3.00% | |
| Old Mutual Global Strategic Bond | 3.50% | 3.50% | |
Global Emerging Mkts funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| First State Global Emerging Mkt Leaders | 4.00% | 4.00% | |
| IM Hexam Global Emerging Markets | 5.25% | 5.25% | |
Global Equity Income funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| JPM Global Equity Income | 4.25% | 4.25% | |
| Newton Global Higher Income | 4.00% | 4.00% | |
Global funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Elite Bloxham Global Equity Income | 5.00% | 5.00% | |
| First State Global Listed Infrastructure | 4.00% | 4.00% | |
| First State Global Resources | 4.00% | 4.00% | |
| INSYNERGY Odey Fund | 5.00% | 5.00% | |
| Investec Global Special Situations | 4.50% | 4.50% | |
| CF JM Finn Global Opportunities | 5.00% | 4.75% | |
| Jupiter Ecology | 5.00% | 4.75% | |
| Jupiter Global Managed | 5.25% | 5.00% | |
| M&G Global Basics (Class X) | 0.00% | 0.00% | |
| M&G Global Leaders (Class X) | 0.00% | 0.00% | |
| Neptune Global Equity (Class A) | 5.00% | 5.00% | |
| Rathbone Global Opportunities | 5.50% | 5.50% | |
| Schroder Global Alpha Plus | 5.25% | 5.25% | |
| Standard Life Inv Global Smaller Companies | 4.00% | 4.00% | |
Japan funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| GLG Japan CoreAlpha | 5.25% | 5.25% | |
| Invesco Perpetual Japan | 5.00% | 5.00% | |
| JO Hambro Japan | 5.00% | 5.00% | |
| Jupiter Japan Income | 5.25% | 5.00% | |
| Melchior Japan Advantage (A GBP) | 5.00% | 3.00% | |
| Schroder Tokyo | 5.25% | 5.25% | |
Mixed Investment 20-60% Shares funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Invesco Perpetual Distribution | 5.00% | 5.00% | |
Mixed Investment 40-85% Shares funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| AXA Framlington Managed Balanced | 5.25% | 5.25% | |
| CF Midas Balanced Growth | 5.00% | 5.00% | |
| CF Miton Strategic Portfolio | 5.00% | 5.00% | |
| Neptune Balanced | 5.00% | 5.00% | |
| Schroder Managed Balanced (Class H) | 5.25% | 5.25% | |
| Troy Trojan (Class I) | 5.00% | 5.00% | |
Offshore funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Jupiter China Sustainable Growth (L GBP) | 5.00% | 4.75% | |
| Lindsell Train Global Equity | 4.50% | 4.50% | |
| Old Mutual UK Dynamic Equity (A GBP) | 4.00% | 4.00% | |
| Royal London Sterling Extra Yield Bond (Class B) | 4.00% | 3.00% |
Pension Trusts funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Invesco Perpetual UK Equity Pension (Net Class 4A) | 5.00% | 5.00% | |
Specialist funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Aberdeen Latin American Equity | 4.25% | 4.25% | |
| Artemis Global Energy (Retail) | 5.25% | 5.25% | |
| BlackRock Gold & General | 5.00% | 5.00% | |
| JPM Natural Resources | 4.25% | 4.25% | |
| Junior Oils Trust | 5.25% | 4.25% | |
| Jupiter Emerging European Opportunities | 5.50% | 5.25% | |
| Jupiter India | 5.25% | 5.00% | |
| Neptune Russia & Greater Russia (Class A) | 5.00% | 5.00% | |
| Sarasin AgriSar A | 5.00% | 4.50% | |
| Smith & Williamson Global Gold & Resources | 5.00% | 5.00% | |
Technology & Telecoms funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| GLG Technology Equity | 5.25% | 5.25% | |
UK All Companies funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| AXA Framlington UK Select Opportunities | 5.25% | 5.25% | |
| BlackRock UK Special Situations | 5.00% | 5.00% | |
| Fidelity Special Situations | 3.50% | 3.00% | |
| Franklin UK Managers' Focus | 5.00% | 5.00% | |
| Franklin UK Mid Cap | 4.50% | 4.50% | |
| Franklin UK Select Growth | 5.00% | 5.00% | |
| Jupiter UK Growth | 5.00% | 4.75% | |
| Kames Ethical Equity | 5.50% | 5.50% | |
| Liontrust Special Situations | 5.00% | 5.00% | |
| M&G Recovery (Class X) | 0.00% | 0.00% | |
| Old Mutual UK Select Mid Cap | 4.00% | 4.00% | |
| Schroder UK Alpha Plus | 5.25% | 5.25% | |
| Skandia UK Strategic Best Ideas | 5.00% | 4.75% | |
| Standard Life Inv UK Equity Unconstrained | 4.00% | 4.00% | |
| SVM UK Opportunities | 5.25% | 5.25% | |
UK Equity Income funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Artemis Income (Retail) | 5.25% | 5.25% | |
| Invesco Perpetual High Income | 5.00% | 5.00% | |
| Invesco Perpetual Income | 5.00% | 5.00% | |
| Marlborough Multi Cap Income | 5.25% | 5.25% | |
| Neptune Income (Class A) | 5.00% | 5.00% | |
| PSigma Income | 5.25% | 4.75% | |
| Rathbone Income | 5.50% | 5.50% | |
| Standard Life Inv UK Equity High Income | 4.00% | 4.00% | |
| Threadneedle UK Equity Alpha Income | 3.75% | 3.75% | |
| Troy Trojan Income (Class I) | 0.00% | 0.00% | |
| CF Walker Crips Equity Income (Class A) | 5.00% | 5.00% | |
UK Smaller Companies funds
| Initial charge | Initial saving | Full saving? | |
|---|---|---|---|
| Cazenove UK Smaller Companies (Class B) | 5.00% | 5.00% | |
| Marlborough Special Situations | 5.00% | 5.00% | |
| Marlborough UK Micro-Cap Growth | 5.00% | 5.00% | |
| Old Mutual UK Select Smaller Cos | 4.00% | 4.00% | |
Funds managed with the aim of delivering absolute (i.e. more than zero) returns in any market conditions. Typically funds in this sector would normally expect to deliver absolute (more than zero) returns on a 12 months basis.
Definition from the Investment Management Association (IMA) - 4 April 2011.
The funds in this sector are expected to have a range of different investments. However, the fund manager has significant flexibility over what to invest in. There is no minimum or maximum requirement for investment in company shares (equities) and there is scope for funds to have a high proportion of shares.
Definition from the Investment Management Association (IMA) - 18 January 2012.
Funds in this sector are required to have a range of different investments. However, there is scope for funds to have a high proportion in company shares (equities). The fund must have between 40% and 85% invested in company shares.
Definition from the Investment Management Association (IMA) - 18 January 2012.
Funds in this sector are required to have a range of different investments. The fund must have between 20% and 60% invested in company shares (equities). At least 30% of the fund must be in fixed income investments (for example, corporate and Government bonds) and/or "cash" investments. "Cash" can include investments such as current account cash, short-term fixed income investments and certificates of deposit.
Definition from the Investment Management Association (IMA) - 18 January 2012.
Funds which invest at least 80% of their assets directly or indirectly in equities of the People's Republic of China, Hong Kong or Taiwan. Funds may invest in one or more of the countries.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in Sterling denominated (or hedged back to Sterling), Triple BBB minus or above corporate bond securities (as measured by Standard & Poors or an equivalent external rating agency). This excludes convertibles, preference shares and permanent interest bearing shares (PIBs).
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in Sterling denominated (or hedged back to Sterling), Triple BBB minus or above corporate bond securities (as measured by Standard & Poors or an equivalent external rating agency). This excludes convertibles, preference shares and permanent interest bearing shares (PIBs).
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in Sterling denominated (or hedged back to Sterling) fixed interest securities and at least 50% of their assets in below BBB minus fixed interest securities (as measured by Standard and Poors or an equivalent external rating agency), including convertibles, preference shares and permanent interest bearing shares (PIBs).
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in Sterling denominated (or hedged back to Sterling) fixed interest securities. This includes convertibles, preference shares and permanent interest bearing shares (PIBs). At any point in time the asset allocation of these funds could theoretically place the fund in one of the other Fixed Interest sectors. The funds will remain in this sector on these occasions since it is the Manager's stated intention to retain the right to invest across the Sterling fixed interest credit risk spectrum.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in fixed interest securities. All funds which contain more than 80% fixed interest investments are to be classified under this heading regardless of the fact that they may have more than 80% in a particular geographic sector, unless that geographic area is the UK, when the fund should be classified under the relevant UK (Sterling) heading.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest 80% or more of their assets in emerging market equities as defined by the relevant FTSE or MSCI Global Emerging Markets index.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets globally in equities. Funds must be diversified by geographic region.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets globally in equities. Funds must be diversified by geographical region and intend to achieve a historic yield on the distributable income in excess of 110% of the MSCI World Index yield at the fund’s year end.
Definition from the Investment Management Association (IMA) - 18 January 2012.
Funds which invest at least 80% of their assets in Japanese equities.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in North American equities.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which are only available for use in a personal pension plan or FSAVC (Free Standing Additional Voluntary Contribution) scheme.
Present arrangements for unit trust personal pension schemes require providers to set up separate personal pension unit trust under an overall tax sheltered umbrella. These funds then in turn invest in the group's equivalent mainstream trusts. Pension funds are not to be confused with "Exempt" funds which are flagged separately.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which predominantly invest in property. In order to invest "predominantly" in property, funds should either:
- invest at least 60% of their assets directly in property; or
- invest at least 80% of their assets in property securities; or
- when their direct property holdings fall below the 60% threshold for a period of more than 6 months, invest sufficient of the balance of their assets in property securities to ensure that at least 80% of the fund is invested in property, whereupon it becomes a hybrid fund.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in technology and telecommunications sectors as defined by major index providers.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in UK equities which have a primary objective of achieving capital growth.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in the UK, between 20% and 80% in UK fixed interest securities and between 20% and 80% in UK equities. These funds aim to have a yield in excess of 120% of the FTSE All Share Index.
Funds which invest at least 80% in UK equities and which intend to achieve a historic yield on the distributable income in excess of 110% of the FTSE All Share yield at the fund's year end.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 95% of their assets in Sterling denominated (or hedged back to Sterling) triple AAA rated, government backed securities, with at least 80% invested in UK government securities (Gilts).
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in UK equities of companies which form the bottom 10% by market capitalisation.
Definition from the Investment Management Association (IMA) - 4 April 2011.
Funds which invest at least 80% of their assets in Asia Pacific equities and exclude Japanese securities.
Definition from the Investment Management Association (IMA) - 4 April 2011.