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Best buy annuity rates

Compare live annuity rates

Find your annuity rate in just five minutes using live and guaranteed quotes from our panel of ten leading providers.

Quotes are free and without obligation.

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Aviva Canada Life Just Retirement
Legal & General LV= MGM
Partnership Prudential Standard Life
Legal & General Hodge Lifetime MGM

The Hargreaves Lansdown best buy annuity rate tables show you the best annuity rates currently available from our panel (shown above). Note annuity rates may have changed since these figures were last updated (we update them weekly).

The annuity tables are based on an annuity purchase price of £100,000 with payments made monthly in advance. The best buy annuity rates are based on an average rated postcode only. Postcode is an important factor affecting annuity rates so it's essential you use your personal postcode to calculate your annuity.

Age
55 60 65 70 75
Single life, level,
no guarantee
£4,926 £5,410 £6,063 £6,893 £8,086
Single life, level,
5 year guarantee
£4,920 £5,398 £6,037 £6,832 £7,940
Single life, RPI,
5 year guarantee
£2,436 £2,918 £3,525 £4,252 £5,363
Single life, 3% escalation,
5 year guarantee
£3,040 £3,492 £4,126 £4,946 £6,117
Joint life 50%, level,
no guarantee
£4,658 £5,092 £5,625 £6,284 £7,226
Joint life 50%, 3% escalation,
no guarantee
£2,777 £3,161 £3,663 £4,355 £5,332
  Age
55 60 65 70 75
Single life, level,
no guarantee
£1,000 £1,000 £1,000 £1,000 £1,000
Single life, level,
5 year guarantee
£1,000 £1,000 £1,000 £1,000 £1,000
Single life, 3% escalation,
5 year guarantee
£1,000 £1,000 £1,000 £1,000 £1,000
Joint life 50%, level,
no guarantee
£1,000 £1,000 £1,000 £1,000 £1,000
Joint life 50%, 3% escalation,
no guarantee
£1,000 £1,000 £1,000 £1,000 £1,000

Rates correct as at - 24 April 2014 Key to terminology

Terminology

Single life - the income is payable to you only and will not continue to be paid to your spouse upon your death.

Joint life 50% - upon your death 50% of the income will continue to be paid to your spouse. Different percentages are available up to 100%. Where a joint life annuity is shown, this is based on a named spouse and assumes you are 3 years older than your spouse.

Level - the income will remain level and not increase over time.

RPI - the income from your annuity changes in line with inflation as measured by the Retail Price Index.

3% escalation - the income from your annuity will increase by 3% every year.

Guarantee - the annuity will continue to pay an income for at least that period of time (i.e. 5 years), even if you should die before that time. Guarantee periods of up to 10 years are available.

Find out your own annuity rate

Compare live annuity rates from our panel of leading providers in just five minutes. The quotes you will see on screen are live and guaranteed for at least 14 days. The service is free and without obligation.

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Important information

This annuity service is not advice. Annuity rates can change regularly and may go up or down in the future. Rates will depend on your personal circumstances, including how much you have saved in your pension. Quotes are guaranteed for a limited time only. Once set up, an annuity cannot normally be changed or cancelled, so it is important to consider all your options carefully. Tax treatment of annuities and tax-free cash will depend on your individual circumstances and may change in future.

Have a question about your annuity?

Annuity FAQs

If you would like more information please don't hesitate to contact one of our annuity specialists on:

0117 980 9940

Client case study: Annuity finalised in just
3 weeks

Mrs Reeves

"Hargreaves Lansdown were brilliant in setting up my annuity".


Read her story

Client case study: Mrs Reeves, Wiltshire

Mrs Reeves

Hargreaves Lansdown were brilliant in setting up my annuity. They did all the leg work for me by shopping around and finding me the highest income available from my pension.

My pension was transferred and everything was finalised within 3 weeks of first enquiring. I particularly liked that whenever I rang I spoke to someone straight away who was able to help. I'd have no hesitation in recommending HL in the future.



Hargreaves Lansdown is authorised and regulated by the Financial Conduct Authority.

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