133,510 astute investors have chosen the Vantage SIPP (Self Invested Personal Pension). It could help you make more of your pensions, giving you more money for your retirement.
If you're happy making your own investment decisions and you want to take control of your pensions, transferring them to the Vantage SIPP is easy - we'll do all the legwork for you. Before transferring, please ensure you won’t lose any valuable guarantees or benefits or incur excessive exit fees.
Transfer now and benefit from...
- Low costs
No fees from us to transfer-in, no contribution fees and no additional annual fee on more than 2,400 discounted funds. Plus a loyalty bonus of up to 0.5% a year. SIPP charges and interest rates
- Wide investment choice
Choose funds run by some of the finest fund managers, as well as shares, investment trusts, gilts, corporate bonds, ETFs and cash. Remember, all stock market investments can fall as well as rise in value so you may get back less than you invest. Where can I invest?
- Complete control
Choose your own pension investments and manage them yourself online, by phone and post, or on your smartphone with our FREE app for iPhone and Android™ whenever you wish. Managing a SIPP
- Voted Best SIPP Provider six years running
We have been voted 'Best SIPP Provider' by readers of What Investment magazine for the last six years running.
Which pensions can you transfer?
You can transfer most types of pension to the Vantage SIPP (the total combined value of pensions being transferred must be £1,000 or more), normally without needing advice. These include:
- Personal and stakeholder pensions
- Retirement Annuity Contracts (RACs)
- Other SIPPs
- Most Additional Voluntary Contribution plans (AVCs) including Free Standing AVCs
- Executive Pension Plans (EPPs)
- Most paid-up occupational money purchase pensions
- Old protected rights pensions accrued from contracting out of the State Second Pension or SERPS (State Earnings Related Pension)
- Pensions in income drawdown
If your pension is not listed above, please call our Pensions Helpdesk on 0117 980 9926 and speak to one of our specialists for more information.
How do you transfer your pension?
Simply fill in a two-minute transfer form and return it to us at the FREEPOST address on the form. We will then arrange the transfer for you and let you know when you can start enjoying the freedom of managing your SIPP. Before you transfer, please ensure you have read and understood the Vantage SIPP Key Features (including the Transfer Checklist), Terms & Conditions and Important Investment Notes.
You should also check whether benefits such as your tax free cash entitlement are comparable with those offered by your existing pension and make sure you are aware of any penalties you may be charged, or any bonuses or guarantees you may lose by transferring.
New faster transfers: Find out how to speed up your pension transfer
Unsure where to invest? The Vantage SIPP lets you choose your own investments but there's no need to choose today - we will transfer your pension as cash so you can decide when the transfer completes. This means it will be unaffected by stock market rises or falls during this period.
Transfer now
100% of our SIPP clients rated our
service as 'good', 'very good' or
'excellent' in a recent survey.
Source: HL SIPP client survey, June 2012, 260 respondents
Important information
A SIPP is a type of pension for people comfortable making their own investment decisions about their retirement. Investments go down in value as well as up so you could get back less than you invest. The rules we refer to are those that currently apply; they could change in the future but you cannot normally access the money until at least age 55. Tax reliefs depend on your circumstances. This website is not personal advice, if you are unsure of an investment’s suitability you should seek advice.
Client case study
Graham Houghton (54) from Somerset recently transferred a stakeholder pension, which contained protected rights, to the low cost Vantage SIPP.
Read his story
My transfer ran very smoothly
I’ve held ISAs with Hargreaves Lansdown for several years, as do my wife and children. The level of service I’ve received and quality of administration prompted me to transfer my pension to the Vantage SIPP.
Holding everything under one roof saves valuable time and makes managing them much easier. It’s also a relief to receive paperwork from just one company. Switching my pension to the Vantage SIPP has given me more control over where it’s invested.
As I’m getting closer to retirement I wanted to diversify the investments in my pension, to help manage the risk. Investment choice was limited in my stakeholder pension and I felt the life-styling option was restrictive. The Vantage SIPP gives me much more choice, allowing me to hold a good spread of investments. I hold funds which invest in UK shares, emerging markets and corporate bonds. The Hargreaves Lansdown website is full of information to help me find the best investments.
Applying presented no problems and my transfer ran very smoothly. I’ve read how other investors are happy with the service from Hargreaves Lansdown, and it’s true - I’m more than happy with the way things are going and the underlying service has been great.
Switching to the Vantage SIPP has also helped me keep a closer eye on my pension. With my stakeholder I would typically just look at the statements that arrived in the post. Now I regularly view my SIPP online to see how the funds are performing.
Voted 'Best SIPP Provider' six years running.