Financial Advisers in Cardiff

A FTSE-listed company with a local service

We’re Hargreaves Lansdown: the UK’s number one platform for private investors.

Our highly experienced financial advisers are available to meet you in Cardiff, either in your own home or another convenient location. They’re also available for telephone and virtual meetings.

You’ll get the friendly and personal service you might expect from a smaller company, but with the top-level research, governance, and investment solutions of an established firm.

Speak to our advisory helpdesk to learn more about our services and charges.

Talk to us

A FTSE-listed company with a local service

We’re Hargreaves Lansdown: the UK’s number one platform for private investors.

Our highly experienced financial advisers are available to meet you in Cardiff, either in your own home or another convenient location. They’re also available for telephone and virtual meetings.

You’ll get the friendly and personal service you might expect from a smaller company, but with the top-level research, governance, and investment solutions of an established firm.

Speak to our advisory helpdesk to learn more about our services and charges.

Talk to us

How financial advice could help

Our financial advisers in Cardiff could help you to:

Meet your financial goals
Feel confident about your investments
Prepare for key milestones like retirement
Plan a financial future for you and your family

Speak to our advisory helpdesk to learn more about the benefits of financial advice and how much it could cost. They aren't advisers but they're there to help you decide if financial advice is right for you.

Book a callback

Our adviser was friendly, yet professional and instilled trust in him and our investments.
Mr & Mrs W, Nailsea, Bristol

Financial advice services in Cardiff

Financial planning

Get a sound financial plan to help you achieve your goals, simplify your finances, and overcome any hurdles you may come across.

Full financial planning

Investment advice

Our advisers can build or update a portfolio, so it's tailored around your goals, needs and plans. Keep in mind that investments go up and down in value, so you could get back less than you invest.

Investment advice

Retirement advice

Understand your options, get the hard work done for you, and feel confident about your retirement.

Retirement advice

Inheritance tax

Get expert help with estate planning so more of your wealth goes to your loved ones and not the tax man.

Inheritance tax advice

Why choose HL for financial advice?

Security and peace of mind
We're a FTSE-listed company, trusted by over 1.7 million clients.
You only pay for what you need
We can provide one-off advice to help save you time and money.

We aim for excellence
Our advisers strive for qualifications beyond the requirements of the Financial Conduct Authority.

Advice in 3 easy steps

1. Get in touch with our advisory helpdesk

You can either call the advisory helpdesk on 0117 317 1690 or book a callback at a time that's convenient for you.

Lines are open from 8.30am until 5pm Monday to Friday.

1. Get in touch with advisory helpdesk

You can either call the advisory helpdesk on 0117 317 1690 or book a callback at a time that's convenient for you.

Lines are open from 8.30am until 5pm Monday to Friday.

2. Speak to our advisory helpdesk

It's a straightforward conversation to help you decide if advice is right for you, so no advice is given on the call.

You'll learn more about the benefits of advice and our charges. If you think that advice might be right for you, they'll put you in touch with one of our advisers.

3. Meet your adviser

The first meeting with an adviser is always free. They won't provide advice at this stage, but they'll find out more about your needs and goals.

Then they'll be able to give you a better idea of how they could help and the charges involved, so you can decide whether you want to go ahead.

Get started

Financial Advice FAQs

Where will I meet my adviser?
We have advisers based across the UK, so they can visit you in your own home. You can also have your adviser meetings virtually or over the phone if that’s more convenient.

There’s a minimum charge of £495 for telephone advice and £1,495 for face-to-face advice. VAT may be added where applicable. Depending on the advice you need, telephone advice can be the most cost-effective option.
What are your financial advisers' qualifications?
All advisers must have a diploma in financial planning (or equivalent) which is recognised by the Financial Conduct Authority (FCA) and complete training and development each year to keep their knowledge up to date. At HL, many of our advisers also have additional qualifications such as advanced diplomas in financial planning.

The majority of our financial advisers' qualifications are awarded by the Chartered Institute of Insurers (CII) and they're members of the Personal Finance Society (PFS).

Some of our financial advisers have additional qualifications in areas such as estate planning and long-term care.

You can learn more on our financial advisers page.
How much does financial advice cost?
Our charges are percentage based. We charge 1-2% depending on the value of the investments we're advising on and the type of advice we're providing.

We have a minimum charge of £495 for telephone advice and £1,495 for face-to-face advice.

VAT is added where applicable.

A full breakdown of how much we charge for investment advice and financial planning advice can be found on our charges page. But the charges will always be clarified with an adviser before you take advice.
Do I have to pay for an initial meeting with an adviser?
There's nothing to pay for an initial meeting with an adviser.

Before you speak to an adviser, our advisory helpdesk will talk you through how advice works and the costs involved. After the call, if you decide you'd like to find out more, they'll put you in touch with an adviser.

You don't have to pay when you first meet or speak to your adviser. At this point, we're still getting to know you, finding out about your objectives and how we might help. If it takes more than one conversation or meeting to understand this, these will still be free. Please be aware that you won't get any personal financial advice or recommendations as part of these preliminary discussions.

You'll only pay if you decide to take financial advice by signing a charges agreement. But your adviser will make sure you know what the charges are first.

My advisor was easy to talk to and listened to me carefully. This is very important to me given that I have a limited knowledge and experience in this area and depend on the adviser's experience to make my financial future as secure as it can be in this uncertain financial climate.
Josephine, Lanarkshire

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Help and support

If you've got any questions about our advisory services or charges, our Bristol-based advisory helpdesk is the first port of call.

Simply enter your details into the online form and our advisory helpdesk will call you back.

Or you can call them directly on 0117 317 1690. Lines are open from 8.30am until 5pm Monday to Friday. You can also email them on advice@hl.co.uk.

The advisory helpdesk are not advisers, but they'll help you work out if advice might be right for you. Then, if you think it might be, they'll put you in touch with an adviser.

Please note: We can only provide advice to current UK residents.