Strategic assets

It is possible to achieve attractive returns over the long term, but with less volatility than investing only in shares, by having a portfolio diversified across different assets. That way, when certain areas perform poorly, others might perform better and smooth out returns.

David Smith and Tom Wells, Fund Managers

Why invest?

The fund aims to grow your money by investing in shares and bonds. The fund managers control how much of the fund is invested in shares, giving up some growth in rising stock markets to help shelter investors' money when markets fall.

Overall, the fund is a medium-risk option. As with most investments, you should plan to hold it for at least five years.

You’ll get a mix of:

• Shares in larger companies, including in the US, UK and Europe, with long-term growth potential.
• Low-yield government bonds and higher-yielding, higher-risk, corporate bonds, to balance stability of returns with opportunity for higher yields.
• A relatively small proportion of investments in emerging markets and smaller companies, which offer higher growth potential, but increased risk.

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View the HL Multi-Manager Strategic Assets fund prospectus.