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Fund and Share Account

Fund dealing

Important information: Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice.

Benefits of fund dealing in the Fund & Share Account:

  • Wide investment choice
    You can invest in over 3,000 funds from major groups to boutique investment houses including Artemis, Fidelity, JP Morgan, Jupiter, Invesco, PSigma and Schroders.
  • Market-leading savings on fund charges
    Over a million clients trust us to help them look after their money. We use that scale to negotiate lower ongoing charges on many funds for our clients. You’ll also receive initial savings of up to 5.5% when you invest. There are no dealing charges when buying or selling funds with HL. Our annual account charge, a maximum of 0.45% per year, applies. View our charges.
  • Open your account from just £1
    Open your Fund & Share Account online with a debit card today from as little as £1. Invest in funds from a minimum lump sum of £100, or start a regular investing plan from just £25 per month. Find out more about regular investing. If you're unsure where to invest, you can open your account now, hold your money as cash and decide where to invest later.

Deciding where to invest

The choice of over 3,000 funds can at times be a little daunting but we can help you in many ways to identify the funds that show the potential to perform. Here are just some of our investment ideas we provide to help you decide where to invest:

  • The Wealth Shortlist is designed to help investors build well-balanced and diversified portfolios.

    The list features both active and passive funds from across the main sectors – it’s is a starting point for people who know where they want to invest, but aren’t sure which fund to choose.

    The list features both active and passive funds from across the main sectors. We continually monitor and reassess the list to make sure it only contains the funds we believe offer the greatest potential.

    All funds on the Wealth Shortlist must pass a rigorous selection process. We put funds under the microscope to make sure the list only contains the funds that our in-depth analysis indicates have the greatest performance potential.

    If a fund doesn’t feature on the Wealth Shortlist, it isn’t a recommendation to sell. However, if you’re thinking of adding to your investments, we believe the Wealth Shortlist is a good place to start.

    VIEW THE FUNDS ON THE WEALTH SHORTLIST

  • Master Portfolios can help get you investing with a diversified range of funds. There are five example portfolios to choose from depending on your aims and attitude to risk.

    A professional fund manager runs each of the funds. But you’ll be responsible for regularly reviewing your portfolio to make sure it still meets your needs.

    Build your own investment portfolio

  • Our six ready-made portfolios invest in shares, bonds and other assets across a range of countries and regions - helping to dilute risk whilst improving the chances of investing in the right places.

    Portfolio+ offers simplicity, performance potential and a low minimum investment of £1,000. While the portfolios can be sold at any time, free of charge, they should only be bought as long-term investments.

    Portfolio+ is not tailored to individual circumstances so it is important to regularly review your investments to ensure they remain suitable. They are not personal advice.

    Start your own portfolio