We're currently experiencing extremely high call volumes. We're very sorry for any inconvenience this might cause. If you need help with your account, please visit our Help Centre, or email us and we’ll get back to you as soon as we can. For more information and tips on managing your account online please visit www.hl.co.uk/coronavirus

We’re experiencing high call volumes, please check FAQs before calling.

Skip to main content
  • Register
  • My watchlists
  • Help
  • Contact us
  • Log out of your HL account

In this section

Fund and Share Account

Fund dealing

Important information: Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice.

Benefits of fund dealing in the Fund & Share Account:

  • Wide investment choice
    You can invest in over 3,000 funds from major groups to boutique investment houses including Artemis, Fidelity, JP Morgan, Jupiter, Invesco Perpetual, PSigma and Schroders.
  • Market beating savings and low charges
    Choose from an exclusive range of super low cost funds with no dealing charges when buying or selling any funds with HL. You will also receive initial savings of up to 5.5% when you invest. Annual charges are tiered, with a maximum of just 0.45% per annum. View our fund charges for full details.
  • Open your account from just £1
    Open your Fund & Share Account online with a debit card today from as little as £1. Invest in funds from a minimum lump sum of £100, or start a regular investing plan from just £25 per month. Find out more about regular investing. If you're unsure where to invest, you can open your account now, hold your money as cash and decide where to invest later.

Deciding where to invest

The choice of over 3,000 funds can at times be a little daunting but we can help you in many ways to identify the funds that show the potential to perform. Here are just some of our investment ideas we provide to help you decide where to invest:

  • If you know which sector you want to invest in, but aren't sure which fund to choose, take a look at our Wealth 50 which represents our list of favourite funds across the major sectors.

    The Wealth 50 represents what we believe is the ultimate combination of first-class management and low charges. The Wealth 50 is a unique benefit to Hargreaves Lansdown clients - no other broker offers the same range of funds with the same low prices.

    We have used our position as the UK's largest broker to negotiate lower charges on these funds. If a fund is not within our Wealth 50 this is not necessarily a recommendation to sell. However, if you are thinking of adding to your investments, we believe the Wealth 50 is a good place to start.

    The Wealth 50 is designed for people who like to choose their own funds. It doesn't constitute a personal recommendation.

    View the Wealth 50

  • Master portfolios are designed to help you get started with investing. There are five examples portfolios depending on your aims and attitude to risk.

    While each fund is professionally managed, the overall responsibility for managing the holdings rests with you.

    Build your own investment portfolio

  • Our six ready-made portfolios invest in shares, bonds and other assets across a range of countries and regions - helping to dilute risk whilst improving the chances of investing in the right places.

    Portfolio+ offers simplicity, performance potential and a low minimum investment of £1,000. While the portfolios can be sold at any time, free of charge, they should only be bought as long-term investments.

    Portfolio+ is not tailored to individual circumstances so it is important to regularly review your investments to ensure they remain suitable. They are not personal advice.

    Start your own portfolio