Active Savings
- Pick and mix cash savings from a range of bank and building societies
- Manage through one convenient online account, with no paperwork
Open an account
Important information - Please remember unlike cash, investments can go down in value as well as up, so you might get back less than you invest. The value of tax savings will depend on your circumstances and tax rules can change over time. If you are unsure of the suitability of any investment for your circumstances please contact us for advice. Once held in a pension money is not usually accessible until age 55 (57 from 2028). Before transferring a pension please ensure you will not lose valuable guarantees or incur excessive exit penalties.
You should check your own suitability and eligibility for each product. For more information please view our services.
- Save tax - no capital gains tax and no further tax to pay on income from your investments
- Access your money at any time
The maximum you can invest into an ISA in this tax year is £20,000.
- Voted Best SIPP Provider eight years running
- Wide investment choice and free fund dealing
- Free research on popular investments
- Shelter up to £9,000 this tax year
- Opened by a parent or guardian
- Withdrawals can be made after age 18
- Anyone can contribute to a Junior ISA
- Free to hold shares and low fund charges
- Access your money at any time
- Start investing from as little as £25 per month into funds, FTSE 350 shares and investment trusts
Cash ISA
- Save free from UK income tax with a Cash ISA
- Manage everything online, alongside any HL investments you may have
The maximum you can invest into an ISA in this tax year is £20,000.
Lifetime ISA
- Adults under 40 can invest for a first home or retirement with a boost from the government
- Early withdrawals usually subject to a 25% charge
Stocks & Shares ISA
- Shelter up to £20,000 from tax with our low cost ISA
- Save tax - pay no capital gains tax and no further tax on any income
SIPP (Self Invested Personal Pension)
- Up to 45% tax relief on contributions
- Award-winning pension with wide investment choice
Fund & Share Account
- Invest outside an ISA or pension with no investment limits
- Wide investment choice, no inactivity fees
Junior ISA
- Invest £9,000 per child per tax year
- Tax-efficient investing for your child's future