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Pensions

Open a Self-Invested Personal Pension
with an employer contribution

What you need to remember

  • The HL SIPP is designed for people comfortable choosing their own investments. The value of all investments can rise and fall, so although there’s the potential for growth, you could also get back less than you invest. If you’re not sure which investments are right for you, please ask us about financial advice. There’s no personal advice on our website.
  • You must be 18 or older to open an HL SIPP and usually need to be at least 55 before you can access the money (rising to 57 from 2028). Pension and tax rules can change, and benefits will depend on your circumstances.
  • To apply online you must be UK resident, if you’re not resident in the UK please contact us for more information on eligibility and alternative ways to apply.

What you need to read first

By opening an HL SIPP, you agree to our terms, so please make sure you’ve carefully read and understood the following:

Please contact us if you have any queries on any of the above documents.

Business owners

To open an HL SIPP with a contribution from your limited company by bank transfer, you need to complete this application form.

Alternatively, to open an HL SIPP with a direct debit or lump sum payment, you'll need to complete this application form.

Contributions from your employer

If you'd like to open an HL SIPP and have your employer make contributions to your account, please complete an employer contribution form.

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