Skip to main content
  • Register
  • Help
  • Contact us
  • Log out of your HL account

Where do people invest their SIPPS?

Taking a closer look at our clients' choices

More about the HL SIPP

Most popular SIPP funds, by age

While you may be interested in how our clients invest their SIPPs, this is not a guide to how you should invest. Everyone is different, and the HL SIPP is designed for investors who prefer to make their own investment decisions. Should you be unsure of an investment's suitability for you please seek advice.

The most popular available funds by net buys here are for June 2019 and listed in alphabetical order. Regular savings plans are not included. All investments fall as well as rise in value, so you could get back less than you invest.

There is a tiered annual charge to hold funds with HL of no more than 0.45%. See our charges.

Top 5 funds - HL SIPP clients in their 30s

Fund nameNet initial chargeAnnual charges
Ongoing charge (OCF/TER)Ongoing savingNet ongoing charge
Fundsmith Equity (Class I)0.00%0.95%0.00% 0.95%
Legal & General International Index Trust (C)0.00%0.13%0.05% i0.08%
Legal & General US Index (Class C)0.00%0.10%0.04% i0.06%
LF Lindsell Train UK Equity (Class D)0.00%0.65%0.14% i0.51%
Lindsell Train Global Equity (Class D)0.00%0.65%0.15% i0.50%

Top 5 funds - HL SIPP clients in their 40s

Fund nameNet initial chargeAnnual charges
Ongoing charge (OCF/TER)Ongoing savingNet ongoing charge
Fundsmith Equity (Class I)0.00%0.95%0.00% 0.95%
HL Select Global Growth Shares0.00%0.60%0.00% 0.60%
Legal & General US Index (Class C)0.00%0.10%0.04% i0.06%
LF Lindsell Train UK Equity (Class D)0.00%0.65%0.14% i0.51%
Lindsell Train Global Equity (Class D)0.00%0.65%0.15% i0.50%

Top 5 funds - HL SIPP clients in their 50s

Fund nameNet initial chargeAnnual charges
Ongoing charge (OCF/TER)Ongoing savingNet ongoing charge
Fundsmith Equity (Class I)0.00%0.95%0.00% 0.95%
HL Select Global Growth Shares0.00%0.60%0.00% 0.60%
LF Lindsell Train UK Equity (Class D)0.00%0.65%0.14% i0.51%
Lindsell Train Global Equity (Class D)0.00%0.65%0.15% i0.50%
Royal London Sterling Extra Yield Bond (Class Y)0.00%0.83%0.43% i0.40%

Top 5 funds - HL SIPP clients in their 60s

Fund nameNet initial chargeAnnual charges
Ongoing charge (OCF/TER)Ongoing savingNet ongoing charge
BNY Mellon Global Income (Class U)0.00%0.80%0.24% i0.56%
Fundsmith Equity (Class I)0.00%0.95%0.00% 0.95%
LF Lindsell Train UK Equity (Class D)0.00%0.65%0.14% i0.51%
Lindsell Train Global Equity (Class D)0.00%0.65%0.15% i0.50%
Royal London Sterling Extra Yield Bond (Class Y)0.00%0.83%0.43% i0.40%

Important information - Before investing you need to be aware of the risks, in particular that investments can go down as well as up in value, especially over the short term. Please remember, once in a pension, you can't normally access your money until at least age 55 (57 from 2028), up to 25% usually tax free and the rest taxed as income. Tax rules can change and the exact amount of relief available on contributions depends on your individual circumstances.

The HL Multi-Manager and Select Funds are run by our sister company HL Fund Managers Ltd. HL plc shares are held in both the Lindsell Train UK Equity and Lindsell Train Global Equity funds.

More about the HL SIPP