Approaching retirement
Important information: The information on our website isn't personal advice. If you're not sure what's best for your situation, you should seek financial advice. You can normally access money in a pension from age 55 (57 from 2028).
When can I retire?
The transition into retirement isn't as clear-cut as it was. We explore what you should think about before giving up work completely.
Planning for retirement
If you're aiming to retire soon, you need to start planning how you'll make it happen.
Fifties retirement planning
Your fifties are the perfect time to get your pension pot and retirement plans in sync.
Semi-retirement
This is becoming increasingly popular. We look at 6 tips for those considering semi-retirement.
Taxes in retirement
A lot can change when you retire, including your income and how much tax you pay.
Consolidate your pensions
Make life easier by bringing your pensions together
Move your pensions to the award-winning HL Personal Pension (SIPP) and take control of your retirement savings. Before transferring, check that you won't lose valuable guarantees or benefits or have to pay excessive exit fees.
More about pension consolidation
Expert support and advice
Guidance from Pension Wise
Pension Wise is a free government service for people getting ready to receive a UK defined contribution pension (this could be a personal or workplace pension).
It offers impartial guidance on pension types, how to access savings, and the tax implications of each option.
Helpdesk support
Our Bristol-based helpdesk are here for you six days a week. Our friendly and knowledgeable team are ready to answer your questions no matter how big or small.
Please contact us or schedule a callback at your convenience.
Advice on your retirement plans
Our financial advisers can help you develop a retirement income strategy, ensuring that your investments align with your goals.
They'll advise you on the best time and methods for accessing your pension.