Approaching retirement
Important information: The information on our website isn't personal advice. If you're not sure what's best for your situation, you should seek financial advice. You can normally access money in a pension from age 55 (57 from 2028).
When can I retire?
The transition into retirement isn't as clear cut as it was. We explore what you should think about before giving up work completely.
Planning for retirement
If you're aiming to retire soon, you need to start planning how you'll make it happen.
Fifties retirement planning
Your fifties are the perfect time to get your pension pot and retirement plans in sync.
Semi-retirement
Becoming increasingly popular, we look at 6 tips for those considering semi-retirememnt.
Taxes in retirement
A lot can change when you retire, including your income and how much tax you pay.
Consolidate your pensions
Make life easier by bringing your pensions together
Move your pensions to the award-winning HL Personal Pension (SIPP) and take control of your retirement savings. Before transferring, check you won't lose valuable guarantees or benefits or have to pay excessive exit fees.
More about pension consolidation
Guidance, help and advice
Guidance from Pension Wise
Pension Wise is a free, impartial government service for anyone aged 50 or over, with a UK based personal or workplace pension.
It can help you understand what type of pension you have, how you can access your savings and the potential tax implications of each option. But it isn’t financial advice.
Have a question?
Our UK-based helpdesk are here for you six days a week. Our friendly and knowledgeable team are ready to answer your questions no matter how big or small.
Call us on 0117 980 9926
Opening hours
Monday - Friday: 8am - 5pm
Saturday: 9.30am - 12.30pm
Alternatively, you can email us.
Retirement Advice from HL
Retirement is a time when you may feel unsure about what to do with your money and need help to make decisions. Our financial advisers can work with you to:
- Plan your personal budget and retirement income strategy
- Make sure your investments match your goals
- Give pension advice, including when and how to take them
Retirement Advice from HL
Retirement is a time when you may feel unsure about what to do with your money and need help to make decisions. Our financial advisers can work with you to:
- Plan your personal budget and retirement income strategy
- Make sure your investments match your goals
- Give pension advice, including when and how to take them