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Simply Invest

Want to start investing? We’re here to help

Important information - Simply Invest isn’t personal advice. If you’re unsure of the suitability of an investment for your circumstances please contact us for advice. As the value of investments can fall as well as rise, you could get back less than you invest. You should anticipate holding an investment for at least 5 years and not invest monies you may need before then. Tax rules can change and the benefits will depend on your circumstances.

Simply Invest makes it quick, easy and hassle free to invest

  • One simple, low-cost investment
  • Start from £25 a month or £100 lump sum
  • We’ll keep you up to date every step of the way

A straightforward way to get started

We think one of the easiest ways to invest is to buy a tracker fund. For Simply Invest, we’ve chosen the Legal & General UK Index fund.

View Legal & General UK Index fund key investor information

It’s like owning a small slice of around 650 UK companies, big and small, so you don’t have all your eggs in one basket. You'll already be familiar with some of these companies - some of the best known brands are shown below. But you don’t have to choose them. It’s all done for investors, in one investment. And it’s one of the lowest-cost funds available. But it’s not personal advice, so if you’re not sure it’s right for you please take advice.

Build your investments.
And your confidence.

You’ll get regular updates on how your investment’s doing, and a low-down on all things investing. We’ll ditch the jargon and pass on our 30+ years of experience, with simple tips to help you make the most of your money.

What are the risks?

The stock market has historically given you a better chance of growing your money than leaving it in cash.

But unlike cash, it’s not guaranteed. Stock markets will rise and fall. So there’s always a chance you could lose money.

The longer you invest, the better your chance of growing your money. That’s why we suggest you invest for at least 5 years. It can help iron out these ups and downs, but there’s no guarantee.

Stock market ups and downs (%)

Past performance is not a guide to future returns.
Source: Lipper IM FTSE All Share to 31/12/20.

What does it cost?

If you had £1,000 invested for a year, it would cost you a total of £4.90.

Fund charge (0.04%)

HL annual charge (0.45%)

Total annual charge (0.49%)


There aren't any charges to buy and sell, and no fixed account fees.

This is a simplified example. Your costs will rise and fall if your investment goes up or down in value.

Find out more about the costs

Ready to apply

See your investment 24/7 with our award winning mobile app

Log in to your account online or through the HL app and check your investment whenever suits you.

Simply Invest offers

  • An easy, low-cost way to start investing
  • Investment in 650 of the UK’s biggest companies
  • Affordability – Start with £25 a month or £100 lump sum
  • Regular updates to help you make more of your money

Simply Invest doesn't offer

  • Personal advice
  • Investment in companies outside the UK
  • A guaranteed return
  • A quick way to make money in the short term
  • A regular income

Get started with Simply Invest

Log in or open a new account and choose how much you'd like to invest.

Get started

Simply Invest isn't the only option

Let us know your goals and risk appetite and we’ll show you a ready-made portfolio that’s the best match.


I chose Simply Invest because the process was simple, making the experience less daunting as a new investor.

MISS HODGINS, Gloucestershire

Need a bit more help?

If you’re looking for more information, download our ‘How to start investing in the stock market’ guide.

Download your free guide

Get started with Simply Invest

Please read the Key Features, Terms & Conditions and Key Investor Information Document

Important information

Investments can go down in value as well as up, so you might get back less than you invest. The value of tax savings will depend on your circumstances and tax rules can change over time. If you are unsure of the suitability of any investment for your circumstances please contact us for advice.

Already a client?

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New to HL?

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Choose an account

Like money in a bank account investments need a place to live. Please choose where you'd like to hold your L&G UK index fund and get started with Simply Invest.

Not sure which account is right for you?

Stocks and Shares ISA

Save tax - no capital gains tax and no further UK tax to pay on income from your investments.

The maximum you can invest into an ISA in this tax year 2018/2019 is £20,000.

Invest in an ISA More about this account

Fund and Share Account

Invest outside an ISA or pension with no investment limits.

Invest in a Fund and Share account More about this account

Lifetime ISA

Get a 25% government boost towards your first home or later life. There’s a 25% government charge if you withdraw your money before you’re 60 or aren’t buying your first home, so you could get back less than you put in.

You must be between 18 and 39 years old to open a Lifetime ISA.

You can invest up to £4,000 each tax year.

Invest in a Lifetime ISA More about this account