Stocks & Shares ISA charges & interest rates
Account charges
| Set up cost | No charge |
| Cash payments in | No charge |
| Transfers in | No charge |
| Cash withdrawals | No charge |
| Dividend or interest collection | No charge |
| Income payments | No charge |
| Inactivity charge | No charge |
Annual management charges
| Funds | No charge for more than 2,400 funds. A small number of other funds are subject to a platform fee of £1 or £2 per holding, per account, per month. Check charges on fund factsheets. Fees and charges FAQs. |
| Cash | No charge |
| Shares, investment trusts, ETFs, gilts & bonds | 0.5% a year (Capped at £45 a year across all holdings in the account) |
| Note: The investments you choose may have their own initial and annual charges and a bid offer spread. | |
Dealing charges (per deal)
Fund dealing | ||
| Online, phone and post dealing
(unit trusts and OEICs) |
No charge
We also offer up to a 5.5% saving on the initial charges made by the fund manager | |
Share dealing |
||
| Online and mobile app (shares, exchange traded funds and investment trusts) |
Deals previous month | Dealing charge |
| 0 - 9 deals | £11.95 | |
| 10 - 19 deals | £8.95 | |
| 20 or more deals | £5.95 | |
| The online share dealing charge is determined by the number of deals you placed in the previous calendar month. The tariff you pay in August, for example, will depend on the number of share deals you place in July, and we count deals placed across all the Vantage accounts held under the same client number. | ||
| Phone and post dealing | 1% (£20 minimum, £50 maximum)
Please note: residual stocks, bonds, gilts, VCTs and PIBS can only be dealt over the phone. | |
| Share dividend reinvestment | 1% (£10 minimum, £50 maximum) In each account, if you choose automatic reinvestment, any dividends you receive will be reinvested once they reach £200 per share holding. | |
Government taxes and levies (per deal)
| UK Stamp duty | 0.5% on purchases of UK shares (rounded up to the nearest £5 for residual shares) |
| PTM (Panel of Takeovers & Mergers) | £1 on UK share deals over £10,000 |
| Irish Stamp duty | 1% on purchases of Irish shares |
| French Financial Transactions Tax | 0.2% on purchases of French shares |
| Italian Financial Transactions Tax | 0.12% on purchases of Italian shares |
Overseas share dealing foreign exchange rates
Overseas shares covered by the Hargreaves Lansdown Overseas Share Dealing Service are traded at our standard rates (above) and can be traded online, by phone or post. They will be dealt at the overseas market price and converted into sterling by a UK based market maker. The foreign exchange rate used will be based on the prevailing interbank exchange rate to which the market maker will add an additional spread, dependent on the size of the deal.
| Value of trade | Additional spread |
| £0 - £9,999 | 1.70% |
| £10,000 - £24,999 | 1.50% |
| £25,000 - £49,999 | 1.25% |
| £50,000 - £99,999 | 1.00% |
| £100,000 - £199,999 | 0.75% |
| £200,000 - £349,999 | 0.50% |
| £350,000+ | 0.35% |
Sundry charges
Made in addition to the charges laid out above, where applicable.
| Account closure fee | No charge |
| Internal cash transfer between accounts | No charge |
| Cash withdrawals by BACS, Faster Payment or cheque |
No charge |
| Cash withdrawals by CHAPS and international payments |
£25 |
| Transfer out (as cash) | No charge |
| Transfer out (as stock) | £25 per holding |
| Limit orders (placed online) | No charge |
| Limit orders (placed by telephone) | £10 per deal |
Other charges
We make it as easy as possible by collecting fees automatically from your account. If we cannot collect fees from cash held on your account we write to you explaining your options. If you fail to respond we may sell investments to cover your outstanding fees in which case separate fees described in our terms and conditions may apply.
Other charges may apply in specific circumstances - see the Terms & Conditions for details.
Cash held in the Vantage Stocks & Shares ISA
If you're unsure where to invest or just want to sit out of the market, you can hold cash within your ISA.
- No up-front or annual running costs to hold cash.
- You can receive a variable rate of interest.
Please note, interest on the Vantage Stocks & Shares ISA is paid net.
View the current rates of interest paid on cash held in the Vantage Stocks & Shares ISA
Save tax, time and money...
Get market beating savings and investment flexibility. Open your Vantage Stocks & Shares ISA online today.
Important information
Please remember, the value of tax savings will depend on your circumstances and tax rules can change over time. Investments can go down in value as well as up, so you might get back less than you invest.
Voted Best Stocks and Shares ISA Provider 2012
Have a question?
If you're confused about ISAs, or have a question not covered in this section, call our friendly Helpdesk.
0117 900 9000
- Mon - Thu:
- 8am - 7pm
- Fri:
- 8am - 6pm
- Sat:
- 9:30am - 12:30pm
Alternatively, view our ISA FAQs.
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