Investment ideas from our experts
Junior SIPP investments are made with an investment horizon spanning multiple decades. When investing for such a long period you can follow an adventurous strategy that will hopefully bring greater rewards, although you shouldn’t take more risk than you’re comfortable with.
Our team of experts have recently highlighted three funds they feel present promising investment opportunities for Junior SIPP investors.
HL Multi-Manager Special Situations
Our favourite funds from around the world in a single investment, looked after by our expert team. We think this fund’s multi-manager approach justifies its extra costs and believe it could act as the core to a Junior SIPP portfolio.
Invests in higher-risk smaller companies in faster-growing developing countries – a potent combination for Junior SIPP investors seeking to grow capital over the long term.
Ben Whitmore invests in companies that have fallen on hard times but where there’s scope for a transformation in fortunes. The manager’s contrarian approach could bring diversification to a Junior SIPP portfolio.
Important information: These ideas are provided for your interest but are not a guide to how you should invest. Our service is designed for investors who prefer to make their own investment decisions. Once held in a pension, money is not usually accessible until age 55 (57 from 2028). Please ensure you have read the HL SIPP Key Features, Terms & Conditions and Important Investment Notes before investing. There is a tiered annual charge to hold funds in the HL Service of just 0.45%, see our charges. If you are unsure an investment is right for you or your child, please seek advice.
Most popular Junior SIPP funds in May
Below are the most popular Junior SIPP funds chosen by our HL Junior SIPP clients in May 2018. These are provided for your interest but are not a guide as to how you should invest. Investments should be chosen based on your own objectives and attitude to risk. Regular savings plan investments are not included. Funds are listed in alphabetical order. Source: HL (internal) - Fund movements in May 2018.
Charges | Prices & yields | Annual percentage growth | Features and income
| Fund Name | Net initial charge | Ongoing charge (OCF/TER) | Ongoing saving | Net ongoing charge | Go to | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund Name | Current price | Estimated yield (variable and not guaranteed) | Go to | ||||||||||||||||
| Sell (p) | Buy (p) | Change (p) | |||||||||||||||||
| Fund Name | Discrete performance | Go to | |||||||||||||||||
| Aug 13 to Aug 14 | Aug 14 to Aug 15 | Aug 15 to Aug 16 | Aug 16 to Aug 17 | Aug 17 to Aug 18 | |||||||||||||||
| Fund Name | Fund size | Number of holdings | Income frequency | Payment type | Correct as at | Go to | |||||||||||||
| BlackRock Asia Special Situations (Class D) | 0.00% | 0.97% | 0.00% | 0.97% | 184.30 | 185.20 | -0.20 | 0.99% | n/a | 7.54% | 33.45% | 22.09% | -4.35% | £323.2m | 46 | Bi-annually | Dividend | 17/08/2018 | |
| Fundsmith Equity (Class I) | 0.00% | 0.97% | 0.00% | 0.97% | 412.21 | 412.21 | 1.72 | 0.97% | 11.00% | 23.15% | 39.54% | 17.44% | 17.50% | £13994.0m | 28 | Bi-annually | Dividend | 17/08/2018 | |
| HL Multi-Manager Special Situations Trust | 0.00% | 1.49% | 0.00% | 1.49% | 382.74 | 402.82 | -0.21 | 0.55% | 5.45% | 12.43% | 12.36% | 18.12% | 6.20% | £1877.0m | 21 | Bi-annually | Dividend | 17/08/2018 | |
Legal & General International Index Trust (C)
|
0.00% | 0.13% | 0.05% i | 0.08% | 145.80 | 145.80 | 0.20 | 1.90% | n/a | 8.86% | 24.46% | 16.91% | 11.40% | £1807.6m | 2353 | Bi-annually | Dividend | 17/08/2018 | |
LF Lindsell Train UK Equity (Class D)
|
0.00% | 0.70% | 0.19% i | 0.51% | 175.76 | 175.76 | 0.76 | 1.90% | 7.00% | 16.71% | 16.95% | 14.99% | 12.77% | £5619.3m | 25 | Bi-annually | Dividend | 17/08/2018 | |
| Lindsell Train Global Equity (Class D)
|
0.00% | 0.74% | 0.20% i | 0.54% | 233.97 | 233.97 | 1.37 | 0.90% | 9.43% | 28.45% | 23.69% | 20.80% | 22.13% | £5065.3m | 29 | Bi-annually | Dividend | 17/08/2018 | |
| Marlborough UK Micro-Cap Growth (Class P)
|
0.00% | 0.79% | 0.05% i | 0.74% | 775.35 | 785.16 | 19.70 | 0.66% | 24.58% | 13.54% | 5.31% | 35.99% | 6.50% | £1272.8m | 283 | Annually | Dividend | 17/08/2018 | |
Standard Life Inv Global Smaller Companies (S)
|
0.00% | 1.06% | 0.27% i | 0.79% | 114.80 | 114.80 | 0.40 | 0.10% | 0.90% | 16.76% | 29.22% | 25.07% | 20.55% | £1309.4m | 53 | Annually | Dividend | 17/08/2018 | |
| Stewart Investors Asia Pacific Leaders (Class B)
|
0.00% | 0.91% | 0.05% i | 0.86% | 763.51 | 763.51 | 3.40 | 1.01% | 11.10% | 4.88% | 26.55% | 6.71% | 11.28% | £8063.0m | 46 | Bi-annually | Dividend | 17/08/2018 | |
| Vanguard LifeStrategy 100% Equity | 0.00% | 0.22% | 0.00% | 0.22% | 21956.55 | 21956.55 | 77.60 | 1.65% | 7.93% | 8.20% | 19.96% | 15.82% | 9.76% | £998.8m | 10 | Annually | Dividend | 16/08/2018 | |
Wealth 150 Wealth 150+ Core Tracker n/a - Full year data before date show is not available
Please remember, past performance is not a guide to future returns. All investments can go down as well as up in value, so you could get back less than you invest. Yields are variable and not guaranteed. Tax rules can change and the value of any tax shelter depends on individual circumstances. Hargreaves Lansdown Multi-Manager funds are managed by our sister company Hargreaves Lansdown Fund Managers.
Other investment ideas
Our research team have produced a Master Portfolio for Junior SIPP investment. This Master Portfolio is designed to provide ideas - it is not advice and potential investors should look carefully at the fund choices and see if they fit their own requirements.