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Junior SIPP Investment Ideas

Junior SIPP investment ideas

Important information: A Junior SIPP is a type of pension for people happy to make their own investment decisions, and is not accessible until age 55 which is likely to rise by the time your child reaches retirement. If transferring a pension please ensure you will not lose valuable guarantees or incur excessive exit penalties. Investments can go down in value as well as up, so your child could get back less than invested. If you are unsure if an investment is right for you or your child, please seek advice.

Looking for inspiration?

Funds are one of the most popular Junior SIPP investments. A fund is a collection of investments, chosen and run by a fund manager. Each fund manager has an objective, for example growing your capital. When you invest in a fund, you’re buying a slice of the fund’s investments.

We’ve recently taken a look at some funds we think are a good mix that could perform well in different environments. From a racier emerging market option to another providing stability when the market outlook isn’t so rosy.

Remember investments should always be made for the long term. Our five funds to watch in 2020 are ideas we think could be interesting to keep an eye on. Investing in these funds isn’t right for everyone. Investors should only invest if the fund’s objectives are aligned with their own, and there’s a specific need for the type of investment being made.

Income funds can also be used to grow your child's wealth over the long term. As money in a Junior SIPP cannot be accessed until age 55 (rising to 57 in 2028), you choose dividend payments from an income fund to be reinvested to boost long term growth potential.

Investment Ideas for 2020

Two ways to start investing in a Junior SIPP

Leave the hard work to us

Rather not choose individual investments? You can select a ready-made portfolio for your child's Junior SIPP instead.

Start with £1,000 or more and we’ll buy and sell investments to match your chosen goal and attitude to risk. You'll just need to keep an eye on it to make sure it's still right for your child.

Build your own portfolio

Want to choose your own investments, but need help getting started?

You can view our selection of what we consider to be the best actively managed and tracker funds available to UK investors.