You can top up a Junior SIPP by either calling our Helpdesk or by post. You can top up with a lump sum from £100 or save monthly from as little as £25 per month.
To top up by post you’ll need to download the form below. You can top up a Junior SIPP by cheque or monthly direct debit. Cheques should be made payable to: HL SIPP/’the child’s initials and surname’. Please also include both your and the child’s details on the back. Once completed return the form to our simple freepost address: Freepost HARGREAVES LANSDOWN.
To top up and make a payment by debit card or bank transfer please call 0117 980 9897.
If you have any questions about topping up a Junior SIPP you can call our Helpdesk on 0117 980 9926 and we'll be happy to help.
- All investments should be regarded as for the long term. Their value can go down as well as up, so your child could get back less than is invested. Any yield is variable and not guaranteed.
- Remember tax rules can change and the benefits depend on your child's personal circumstances.
- Once in a pension your child’s money is not usually accessible until at least age 55 (57 from 2028 which is likely to rise in the future), up to 25% usually tax free and the rest taxed as income. There are no withdrawal limits although remember their pension probably needs to last throughout their retirement in order to maintain their future standard of living.
- Nothing on the website should be regarded as personal advice so if you have any doubts as to the suitability of an investment for your child’s personal circumstances please contact us for written advice.
Before you invest, please understand the risks and terms and conditions (including tariff of charges) of your investment. Please also read the Junior SIPP key features.
Hargreaves Lansdown PLC group companies will usually send you further information by post and/or email about our products and services. If you would prefer not to receive this, please do let us know. Your personal data will remain confidential, and will never be passed to any other company, unless required by law.
I confirm that I will be a relevant UK individual in any tax year in which personal contributions are paid.
I declare that the total contributions that I will make to the HL SIPP and any other Registered Pension Scheme where I am entitled to relief under Section 188 of the Finance Act 2004 will not exceed the higher of:
This declaration and the particulars given in this application are, to the best of my knowledge and belief, correct and complete.
If an event occurs which means that I will no longer be entitled to relief under to Section 188 of the Finance Act 2004, I will inform Hargreaves Lansdown Asset Management by 5th April of the tax year in which the event occurs or 30 days after the event if later.
If I make a contribution, of which part or all is not eligible for tax relief, I will notify you separately in writing on or before the date of the contribution. I will advise Hargreaves Lansdown Asset Management Ltd, in writing, within 30 days if I cease to be a United Kingdom resident.
I have not received advice from Hargreaves Lansdown regarding the merits of entering into, or the suitability of any aspect of the HL SIPP unless that aspect has been covered under a separate agreement for individual advice from a Hargreaves Lansdown Financial Adviser. If I have any doubts I will seek personal advice, in particular regarding the merits of the various pension options I may have available to me now and in the future.
I allow Hargreaves Lansdown to process my application using the information provided. This declaration and any other declaration made by me in connection with this application shall be the basis of the contract between me and Hargreaves Lansdown Asset Management Ltd.
I confirm I have not registered with HM Revenue and Customs to protect pension funds built up from a potential Lifetime Allowance tax charge.
Hargreaves Lansdown Plc and its group companies will send or email you complimentary issues of our investment publications and information about new products and services. If you would prefer not to receive these, please do let us know. Your personal data will remain confidential, and will not be passed to any other organisation unless required to do so by law.