Easier to manage
See all your ISAs together on one online account, or using our smartphone and tablet apps
Choose from a huge range of funds and shares. Clients could also consider our Wealth 150, HL Portfolio+ Service and latest investment ideas
No dealing charges when you buy and sell funds, plus a low-cost dividend reinvestment service. Deal shares from £5.95 and never more than £11.95 per deal online. View our Stocks & Shares ISA charges
Free to transfer ISAs and funds from over 40 providers
Find out if your provider's one of them. Terms and further details
Find out more about our Stocks & Shares ISA
How to transfer
First, please read the Key Features, Terms & Conditions (including tariff of charges) and Important Investment Notes. Before transferring, please ensure you won't incur excessive exit fees.
ISAs can usually be transferred as stock (where you remain invested) or cash. When transferring as cash you are out of the market while the transfer takes place. This may work in your favour if the market falls, but if it rises you will not benefit from any growth while you hold cash.
When transferring as stock you will typically be unable to sell your holdings during the process, for example if you wish to protect yourself from falls or realise gains.
I'm already an HL client
If you're an existing client with online access to your account, the quickest and easiest way to transfer is online.
I want to download a transfer form instead
I'm new to HL
Simply complete and return a transfer form. We'll contact your existing provider and take it from there.
Download a transfer form
Is it time to transfer your Cash ISAs?
Over the past few years, average Cash ISA rates have continued to disappoint. In this low interest rate environment, transferring Cash ISAs to a Stocks & Shares ISA could offer greater opportunity.
Greater potential growth
Investing your ISA allowance in stocks and shares could make more of your money, with interest rates on cash at record lows. Remember, unlike the security of cash, investments go down in value as well as up so you could get back less than you invest.
See how much your ISA could be worth with our free calculator
You still benefit from tax-free growth
Transferring doesn't affect this year's ISA allowance and you will pay no UK income tax or capital gains tax on your investments. Tax benefits depend on individual circumstances and rules can change.
You can still access your money when you need it
You can sell your investments and withdraw cash at any time. If you withdraw cash that you have paid into the HL ISA this tax year, it will still count towards your annual ISA allowance. Investments should be considered for the long term.
More about transferring a Cash ISA to a Stocks & Shares ISA