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Transfer your ISAs

Transfer your ISAs

Holding your ISAs in one place can give you more time to enjoy the things you love

Holding your ISAs in one place can give you more time to enjoy the things you love.

Transfer your ISA now

Transfer your ISA now

Important information
In our Stocks & Shares ISA you make your own investment decisions. Investments can go down in value as well as up so you could get back less than you invest. Before transferring, please ensure you won't incur excessive exit fees. If you are unsure if an investment is suitable for you, please contact us for personalised advice.

Why transfer to Hargreaves Lansdown?

How to transfer

First, please read the Key Features, Terms & Conditions (including tariff of charges) and Important Investment Notes. Before transferring, please ensure you won't incur excessive exit fees.

ISAs can usually be transferred as stock (where you remain invested) or cash. When transferring as cash you are out of the market while the transfer takes place. This may work in your favour if the market falls, but if it rises you will not benefit from any growth while you hold cash.

When transferring as stock you will typically be unable to sell your holdings during the process, for example if you wish to protect yourself from falls or realise gains.

I'm already an HL client

If you're an existing client with online access to your account, the quickest and easiest way to transfer is online.

Transfer online

I want to download a transfer form instead

I'm new to HL

Simply complete and return a transfer form. We'll contact your existing provider and take it from there.

Download a transfer form

Is it time to transfer your Cash ISAs?

Over the past few years, average Cash ISA rates have continued to disappoint. In this low interest rate environment, transferring Cash ISAs to a Stocks & Shares ISA could offer greater opportunity.

  • Greater potential growth

    Investing your ISA allowance in stocks and shares could make more of your money, with interest rates on cash at record lows. Remember, unlike the security of cash, investments go down in value as well as up so you could get back less than you invest.

    See how much your ISA could be worth with our free calculator

  • You still benefit from tax-free growth

    Transferring doesn't affect this year's ISA allowance and you will pay no UK income tax or capital gains tax on your investments. Tax benefits depend on individual circumstances and rules can change.

  • You can still access your money when you need it

    You can sell your investments and withdraw cash at any time. If you withdraw cash that you have paid into the HL ISA this tax year, it will still count towards your annual ISA allowance. Investments should be considered for the long term.

More about transferring a Cash ISA to a Stocks & Shares ISA

Awards

Platforum award


Best Investment ISA 2016/17
The Personal Finance Awards


Best ISA Provider 2014
Money Week

What clients say

The phone is always answered quickly by a knowledgeable, polite person, and the website is very easy to use and has extensive information.

Mr Thorne, Hertfordshire

The online service is exceptionally easy to use - it is difficult to think how it could be better than it already is.

Mr Golding, Colchester

Very pleased with easy to follow dealing steps and the speed of the transaction.

Mrs Jones, Rutland

Very efficient administration systems, good communications and excellent research and website facilities.

Mr George, Cardiff

Have a question?

0117 900 9000

More about ISA transfer rules


  • It is possible to transfer all or only part of your ISA allowance to a different provider.

    However, if you have already made an ISA subscription for the current tax year, and wish to transfer that money to a new provider, you will have to transfer the total ISA.


  • It typically takes two weeks to transfer a Stocks & Shares ISA, but can take up to four weeks.

    You can transfer existing ISAs, whether Stocks & Shares ISAs or Cash ISAs, from other providers by simply completing a Stocks & Shares ISA transfer form and returning to us.

    We will then contact your existing ISA provider to arrange the transfer.


  • You can transfer an ISA at any time, and you can transfer as often as you like. Remember, if you have saved into a fixed rate Cash ISA there may be a penalty if you transfer before the end of the fixed term.


  • ISA transfers do not count towards your annual ISA allowance.

    Any additional savings or investments you make within the tax year on top of your existing ISA savings and investments, will count towards your annual allowance for the tax year.


View more Stocks & Shares ISA FAQs

Choose how you would like to transfer

Transfer online

Transfer online

Available to existing clients with an online account

Transfer online

Transfer by post

Transfer by post

Available to new clients and all existing clients

Transfer now

Telephone

Transfer by phone - 0117 900 9000

It's free to transfer investments from over 25 companies by telephone. Available to existing clients with online access.