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SIPP

This month's SIPP investment ideas

The latest ideas from our experts, plus the most popular funds in March

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Latest ideas from our experts

Our team of research experts regular highlight funds that we feel present promising investment opportunities for our clients. Below are those that we have focused on most recently.

CF Woodford Equity Income
CF Woodford Equity Income
CF Woodford Equity Income
Neil Woodford is a fund manager who needs no introduction. His CF Woodford Equity Income Fund offers an attractive combination of income and capital growth potential.

HL Multi-Manager High Income
HL Multi-Manager High Income
HL Multi-Manager High Income
Our new HL Multi-Manager High Income Fund invests in the best income opportunities across stock and bond markets.

Schroder Small Cap Discovery
Schroder Small Cap Discovery
Schroder Small Cap Discovery
The Schroder Small Cap Discovery Fund invests in higher-risk smaller companies in faster-growing developing economies - a potent combination for those seeking to grow their capital.

These ideas are provided for your interest but are not a guide to how you should invest. Our service is designed for investors who prefer to make their own investment decisions. Please ensure you have read the Vantage SIPP Key Features, Terms & Conditions and Important Investment Notes before investing. There is a tiered annual charge to hold funds in the Vantage Service of just 0.45%, see our charges. If you are unsure of the suitability of an investment for your circumstances seek advice.

Most popular funds in March

Below are the most popular SIPP funds chosen by our Vantage SIPP clients in March 2016. Regular savings plan investments are not included. Funds are listed in alphabetical order.

View most popular funds by age group

All investments can go down as well as up in value, so you could get back less than you invest. Please remember, once in a pension, you can't normally access your money until at least age 55 (57 from 2028), up to 25% usually tax free and the rest taxed as income. Tax rules can change and the exact amount of relief available on contributions depends on your individual circumstances.

Unsure where to invest?

Still not sure where to invest? Whether you're an experienced investor or just starting out we provide a range of portfolios to help you select the right investments to fit your financial goals, at the level of risk you are happy with. Select one of the options below to get started. If you are unsure of the suitability of your investment please seek advice.

Leave it to an expert

Leave it to an expert

Leave it to an expert

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Help to get you started

Help to get you started

Help you get started

Master portfolios are designed to help you get started with investing. There are five example portfolios depending on your aims and attitude to risk.

Master portfolios are designed to help you get started with investing. There are five examples portfolios depending on your aims and attitude to risk.

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

More about the Vantage SIPP

Frequently asked questions

  • The type of unit you hold determines how any income generated from the fund's underlying investments is treated.

    With income units, income is paid out to fund holders as cash. This could provide the investor with an income stream or the cash could be reinvested to buy additional units.

    With accumulation units income is retained within the fund and reinvested, increasing the price of the units. Generally, for investors who wish to reinvest income, accumulation units offer a more convenient and cost-effective way of doing so.


  • In the past most investors who held funds, such as unit trusts and OEICs, paid a single ongoing charge to the manager of their chosen funds. This charge often included an element of commission which the fund manager shared with brokers, such as Hargreaves Lansdown, to help pay for their service. We call these funds 'inclusive' funds.

    Recent FCA rule changes mean that when investors purchase a fund any commission must be rebated to the investor. As a result of the FCA's new rules, fund management groups have launched new versions of their funds with lower ongoing charges, which do not include any commission. We call these funds 'unbundled' funds.


  • Once you have opened an account, it is straightforward and secure to place a deal. Please ensure you have read the fund's Key Investor Information Document or Key Features first which is available from the individual fund factsheets on the website.

    1. Log in or call our experienced dealers

    Log in to your secure online account or call our experienced dealers on 0117 980 9800.

    2. Select the account in which you wish to deal

    Select either the Fund & Share Account, Stocks & Shares ISA or SIPP.

    3. Choose your investment and deal value

    Find your fund online and enter the value you're looking to invest. Alternatively, provide your dealer with these details by telephone. When dealing online, you will also need to enter your trading password.

    4. Confirm the deal

    The details of the deal will be provided for you to check. Confirm you're happy with the fund name and value to be invested and the deal is done. We will send you a contract note either by post or you can download it online - whichever you prefer.


  • Funds are priced based on the value of their underlying holdings. Most funds will calculate and publish a price every working day. There is no continuous pricing of fund units throughout the trading day.

    The vast majority of funds price each working day at noon. The pricing system means that when you place a deal it will be traded at the next available valuation point, typically noon the next working day. This means that you will not know the exact price that you will buy or sell at when you place the deal.

    To check when your funds value please see the valuation point on the key features tab of the fund's factsheet.


  • A fund is an investment that pools together the money from many individuals. Fund managers then use it to invest in a wide range of shares and/or bonds. Each investor is issued units, which represent a portion of the holdings of the fund.