Coronavirus - we're here to help
From how to access your account online, scam awareness, your wellbeing and our community we're here to help.

Skip to main content
  • Register
  • Help
  • Contact us
  • Log in to HL Account

Can I invest in a pension if I don’t have earnings?

Yes, every UK resident under 75 can make pension contributions, even those with no earnings.

Their contributions will receive 20% automatic tax relief even if they pay no tax.

They can contribute up to £3,600 each year - a payment of £2,880 to which the government automatically adds £720.

This is a very tax-efficient way to invest for a non-earning spouse, child or anyone who's already retired.

Tax rules can change. Before applying, please understand the risks and features of the HL SIPP.

Read more on the HL SIPP

Still need help?

Contact us

Email us