Some easy steps to kickstart your plans

If you’re hoping to retire soon, and your new year’s resolution is to get the ball rolling, the essential steps in this guide could help you to get a successful plan in place.

Find out more including:

• Where to start and who to contact
• How to find out what your pension could pay you
• Three ways to take money from your pension
• Tips for making the most of your tax-free cash
• How the HL Self-Invested Personal Pension could help you take control

This guide isn’t personal advice. If you’re not sure what’s right for you, ask for advice. If you’re thinking about transferring a pension, check you won't lose valuable guarantees or benefits or have to pay excessive exit fees. You can normally access your pensions from age 55 (57 from 2028). What you do with your pension is an important decision. If you’re not sure what to do, ask for guidance or take advice. The government's free and impartial Pension Wise service can help you to understand your options and we can offer you advice.