How to retire in 2020

If you’re thinking of retiring soon, or reducing your hours at work, the tips in this guide could help you to make sure your plans stay on track.

Find out if you're ready to retire, including:

How to check if you've saved enough to retire on your terms
Three ways to take the money from your pension, to support your drop in earnings
Tips for making the most of your tax-free lump sum

This guide is not personal advice.

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This guide isn’t personal advice. Pension and tax rules can change and any benefits will depend on your circumstances. You can normally access your pensions from age 55 (57 from 2028). What you do with your pension is an important decision. If you’re unsure about what to do, seek guidance or take advice. The government's free and impartial Pension Wise service can help you to understand your options and we can offer youadvice.

If you’re thinking of retiring soon, or reducing your hours at work, the tips in this guide could help you to make sure your plans stay on track.

Find out if you're ready to retire, including:

How to check if you've saved enough to retire on your terms
Three ways to take money from your pension, to support your drop in earnings
Tips for making the most of your tax-free lump sum