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Longevity Calculator

Will your savings last as long as your retirement?

When you’re planning your retirement it’s important to consider how long you’ll need your retirement income to last. This simple calculator can help you to do this by giving you an estimate of your life expectancy based on national averages, plus your estimated time in retirement based on the age you’re planning to retire.

How is life expectancy calculated?

The figures are calculated using average UK life expectancy data, your actual life expectancy might be very different. Life expectancy source: 2020-based UK Cohort Expectation of Life, Office for National Statistics.

Could a SIPP help you build a bigger pension?

A Self-Invested Personal Pension (SIPP) is a modern type of pension which gives you more control and a wider investment choice compared to other pensions. You can make flexible contributions as and when you like and take advantage of investment opportunities as they arise.

Download SIPP guide

Is your pension on track?

Use our pension calculator to discover how much your pension might pay based on your current contributions and the age you want to retire.

Try the pension calculator

Combine your pensions

Bringing old pensions together makes it easier to see exactly how your investments are performing, and if you’re still on track to reach your retirement goals.

If you transfer old pensions to your HL SIPP, you can access your pension in a way that suits you.

More on transferring

Is your pension on track?

Use our pension calculator to discover how much your pension might pay based on your current contributions and the age you want to retire.

Try the pension calculator