What you do with your pension is an important decision. Therefore, we strongly suggest you understand your options and check your chosen option is suitable for your circumstances: take appropriate advice or guidance if you are at all unsure.
This guide, like our service, is not personal advice. We offer a range of information to help you plan your own finances but can offer financial advice if requested. The Government's free Pension Wise service can also help - more on Pension Wise
Please remember tax rules can change and the value of tax benefits will depend on your individual circumstances. The value of investments can fall as well as rise so you could get back less than you invest.
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The pension freedoms introduced in April 2015 opened up a variety of different options for investors and left most more able to take control of their own destiny.
It has never been more important to squeeze every last drop of income out of your pensions and savings to boost your retirement income and make sure you can provide for your future.
Our guide takes you through how to make the best of your pensions and could help you make a robust retirement plan, it includes:
This guide is not personal advice. Please remember tax rules can change and the value of the tax benefits will depend on your individual circumstances. Whilst cash is guaranteed, the value of stock market investments can fall as well as rise so you could get back less than you invest. The income from investments is variable and not guaranteed.