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Your retirement planner

Your Retirement Planner

Mix and match annuity and drawdown to meet your needs

Balance security and flexibility

Retirement is your time, and you’ll want an income that’s right for you and your circumstances.

A mix and match approach to using your pension could help you find the right balance.

For example, you could use an annuity to cover your essential costs, and use the flexibility of drawdown for your nice-to-haves.

More on annuities

More on drawdown

Could a guaranteed income ease your worries in retirement?

Find out how much annuity income you could get by requesting a quote and we’ll enter you into our prize draw to win 1 of 5 £175 Fortnum & Mason hampers. Offer ends 29 June. Terms apply.

Find out more

Explore your income options

Use our online Retirement Planner to find out:

  • How much of your pension you might need for an annuity
  • When your drawdown pension might run out
  • What your life expectancy is based on official statistics

Once you’ve finalised your plan, you can go on to get guaranteed annuity quotes and/or a personalised drawdown illustration.

Before accessing your pension, you should carefully consider your options. Make sure won’t lose any valuable guarantees or have to pay high exit fees.

Retirement planner

I'm happy I took a mix-and-match approach because it gives me the best of both worlds

MR NEEDHAM, Cheshire

Continue reading

Guide to annuities

Find out about buying a secure income.

Download now

Guide to drawdown

Find out about taking a flexible income.

Download now

Have a question or need a hand?

Give us a call on
0117 980 9940

We're here for you six days a week:

Monday - Thursday 8am-7pm
Friday 8am-6pm
Saturday 9:30am-12:30pm