Income drawdown

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Discover:

• How income drawdown works; the benefits & risks
• The effects of withdrawals & charges over time
• How much income you could personally draw
• How to apply for drawdown in the Vantage SIPP

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Complete flexibility at low cost

Deciding how to take your pension benefits is one of the most important financial decisions you will have to make.

When you retire, choosing income drawdown allows you to draw a variable income directly from your pension whenever you wish whilst the funds remain invested.

Instead of handing your pension to an insurance company in return for the secure income of an annuity, income drawdown is a more flexible but riskier alternative where you keep full control and choose where your funds are invested.

With drawdown your income is not secure, therefore many clients mix and match. They choose an annuity to cover their essential living costs and leave the remainder in income drawdown to benefit from the flexibility.

So far I have found your service to be faultless in marked contrast to my last trustee. I particularly like your website which I find to be clear and easy to use after a little familiarisation. I also like the vastly greater range of funds available for investment and the ease and speed of making trades.

Mr Gamble, Cornwall

Why income drawdown in the Vantage SIPP?

Take control of your pension
Choose exactly where and when your money is invested in more than 2,500 funds (unit trusts and OEICs) run by the finest fund managers, shares, investment trusts, gilts, Corporate Bonds, covered warrants, ETFs and cash.

Get a better return with our low costs
Benefit from some of the lowest dealings charges and best savings available on the market via the Hargreaves Lansdown fund supermarket.

Benefit from our award-winning helpdesk
Our income drawdown specialists are always on hand to answer any questions you may have. There is no automated service, just friendly professional support.

Financial advice

Income drawdown in the Vantage SIPP is offered without advice as standard. Income drawdown is a complex product, and if you are at all uncertain about its suitability, we strongly recommend that you seek financial advice.

Our advisory team would be happy to help you, for more information about their services please contact them on 0117 317 1690 or visit the advisory services section of our website.

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