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Getting retirement-ready

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Getting a retirement plan in place

To make sure you retire on your own terms, all it takes is a little planning and some smart saving. It can also help to speak with an expert.

To get yourself retirement-ready, we have a dedicated team happy to answer your questions and talk through your retirement plans so far. They’ll also:

  • Discuss how you can use your pension to cover a drop in earnings
  • Explain how to find your lost or old pensions, and how you could combine them
  • Discuss when you could consider using your pension to buy an annuity
  • Decide whether or not you could benefit from personal advice

It’s your chance to become more confident about your retirement plans. No personal advice will be given during the call, but our team can put you in touch with an adviser after your review if you feel you’d like to take that next step.

Important information - What you do with your pension is an important decision that you might not be able to change. You should check you're making the right decision for your circumstances and that you understand all your options and their risks. The government's free and impartial Pension Wise service can help you and we can offer you advice if you’d like it. The information on our website isn’t personal advice.