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Investment Times August 2021
IMPORTANT INFORMATION: The information shown is not personal advice, if you are unsure of the suitability of an investment for your circumstances please contact us for personal advice. The value of investments can fall as well as rise, so you could get back less than you invest, especially over the short term.
Your quarterly magazine of investment research and ideas
This issue of your Investment Times focuses on how different views make up the market. We've put styles, sectors, companies and tax-efficient wrappers against each other, to help you decide which might work best for you.
![](https://www.hl.co.uk/__data/assets/image/0008/17225306/varieties/320.jpg 320w, https://www.hl.co.uk/__data/assets/image/0008/17225306/varieties/640.jpg 640w, https://www.hl.co.uk/__data/assets/image/0008/17225306/varieties/480.jpg 480w, https://www.hl.co.uk/__data/assets/image/0008/17225306/varieties/540.jpg 540w, https://www.hl.co.uk/__data/assets/image/0008/17225306/varieties/720.jpg 720w, https://www.hl.co.uk/__data/assets/image/0008/17225306/varieties/768.jpg 768w, https://www.hl.co.uk/__data/assets/image/0008/17225306/varieties/940.jpg 940w)
Two views make a market
We explore how different views make up stock markets.
11 Aug 2021
3m read![](https://www.hl.co.uk/__data/assets/image/0007/17229985/varieties/320.jpg 320w, https://www.hl.co.uk/__data/assets/image/0007/17229985/varieties/640.jpg 640w, https://www.hl.co.uk/__data/assets/image/0007/17229985/varieties/480.jpg 480w, https://www.hl.co.uk/__data/assets/image/0007/17229985/varieties/540.jpg 540w, https://www.hl.co.uk/__data/assets/image/0007/17229985/varieties/720.jpg 720w, https://www.hl.co.uk/__data/assets/image/0007/17229985/varieties/768.jpg 768w, https://www.hl.co.uk/__data/assets/image/0007/17229985/varieties/940.jpg 940w)
Income – the best form of growth?
Why you shouldn’t ignore investing for income even if you’re looking for growth.
11 Aug 2021
7m read![](https://www.hl.co.uk/__data/assets/image/0009/17223228/varieties/320.jpg 320w, https://www.hl.co.uk/__data/assets/image/0009/17223228/varieties/640.jpg 640w, https://www.hl.co.uk/__data/assets/image/0009/17223228/varieties/480.jpg 480w, https://www.hl.co.uk/__data/assets/image/0009/17223228/varieties/540.jpg 540w, https://www.hl.co.uk/__data/assets/image/0009/17223228/varieties/720.jpg 720w, https://www.hl.co.uk/__data/assets/image/0009/17223228/varieties/768.jpg 768w, https://www.hl.co.uk/__data/assets/image/0009/17223228/varieties/940.jpg 940w)
Mind the knowledge gap – can young investors beat old?
Investment lessons to help young investors make the most of their head start.
11 Aug 2021
5m read![](https://www.hl.co.uk/__data/assets/image/0008/17230778/varieties/320.jpg 320w, https://www.hl.co.uk/__data/assets/image/0008/17230778/varieties/640.jpg 640w, https://www.hl.co.uk/__data/assets/image/0008/17230778/varieties/480.jpg 480w, https://www.hl.co.uk/__data/assets/image/0008/17230778/varieties/540.jpg 540w, https://www.hl.co.uk/__data/assets/image/0008/17230778/varieties/720.jpg 720w, https://www.hl.co.uk/__data/assets/image/0008/17230778/varieties/768.jpg 768w, https://www.hl.co.uk/__data/assets/image/0008/17230778/varieties/940.jpg 940w)
Retail vs online shopping – time’s up? Or are times just changing?
We take a closer look at the retail landscape and whether online shopping will really be the death of physical retail.
11 Aug 2021
10m read![](https://www.hl.co.uk/__data/assets/image/0019/17231041/varieties/320.jpg 320w, https://www.hl.co.uk/__data/assets/image/0019/17231041/varieties/640.jpg 640w, https://www.hl.co.uk/__data/assets/image/0019/17231041/varieties/480.jpg 480w, https://www.hl.co.uk/__data/assets/image/0019/17231041/varieties/540.jpg 540w, https://www.hl.co.uk/__data/assets/image/0019/17231041/varieties/720.jpg 720w, https://www.hl.co.uk/__data/assets/image/0019/17231041/varieties/768.jpg 768w, https://www.hl.co.uk/__data/assets/image/0019/17231041/varieties/940.jpg 940w)
Is inflation on the horizon?
We asked two expert bond fund managers for their views on inflation and how they're investing.
11 Aug 2021
6m read![](https://www.hl.co.uk/__data/assets/image/0020/17223113/varieties/320.jpg 320w, https://www.hl.co.uk/__data/assets/image/0020/17223113/varieties/640.jpg 640w, https://www.hl.co.uk/__data/assets/image/0020/17223113/varieties/480.jpg 480w, https://www.hl.co.uk/__data/assets/image/0020/17223113/varieties/540.jpg 540w, https://www.hl.co.uk/__data/assets/image/0020/17223113/varieties/720.jpg 720w, https://www.hl.co.uk/__data/assets/image/0020/17223113/varieties/768.jpg 768w, https://www.hl.co.uk/__data/assets/image/0020/17223113/varieties/940.jpg 940w)
Short-haul vs long-haul airlines – who’s got the bumpier ride?
A closer look at the airline industry and who’s in the better position to benefit from any recovery.
11 Aug 2021
6m read![](https://www.hl.co.uk/__data/assets/image/0004/17230738/varieties/320.jpg 320w, https://www.hl.co.uk/__data/assets/image/0004/17230738/varieties/640.jpg 640w, https://www.hl.co.uk/__data/assets/image/0004/17230738/varieties/480.jpg 480w, https://www.hl.co.uk/__data/assets/image/0004/17230738/varieties/540.jpg 540w, https://www.hl.co.uk/__data/assets/image/0004/17230738/varieties/720.jpg 720w, https://www.hl.co.uk/__data/assets/image/0004/17230738/varieties/768.jpg 768w, https://www.hl.co.uk/__data/assets/image/0004/17230738/varieties/940.jpg 940w)
Should you save into a Lifetime ISA, a pension or both?
We compare the Lifetime ISA and pensions, and how they shape up for retirement.
11 Aug 2021
m read![](https://www.hl.co.uk/__data/assets/image/0009/17223165/varieties/320.jpg 320w, https://www.hl.co.uk/__data/assets/image/0009/17223165/varieties/640.jpg 640w, https://www.hl.co.uk/__data/assets/image/0009/17223165/varieties/480.jpg 480w, https://www.hl.co.uk/__data/assets/image/0009/17223165/varieties/540.jpg 540w, https://www.hl.co.uk/__data/assets/image/0009/17223165/varieties/720.jpg 720w, https://www.hl.co.uk/__data/assets/image/0009/17223165/varieties/768.jpg 768w, https://www.hl.co.uk/__data/assets/image/0009/17223165/varieties/940.jpg 940w)
Exclusions-based investing vs traditional investing
We take a closer look at exclusions-based investing, where investors avoid certain sectors that could have a negative impact on the environment and society.
11 Aug 2021
6m read![](https://www.hl.co.uk/__data/assets/image/0011/15723650/varieties/320.jpg 320w, https://www.hl.co.uk/__data/assets/image/0011/15723650/varieties/640.jpg 640w, https://www.hl.co.uk/__data/assets/image/0011/15723650/varieties/480.jpg 480w, https://www.hl.co.uk/__data/assets/image/0011/15723650/varieties/540.jpg 540w, https://www.hl.co.uk/__data/assets/image/0011/15723650/varieties/720.jpg 720w, https://www.hl.co.uk/__data/assets/image/0011/15723650/varieties/768.jpg 768w, https://www.hl.co.uk/__data/assets/image/0011/15723650/varieties/940.jpg 940w)
High street vs challenger banks – how much is convenience costing you?
We compare savings products from high street and challenger banks to show you why you might be paying a high price for convenience.
11 Aug 2021
4m read
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