Biggest annuity gainers*: Mr B from Dorset 112% more income
Biggest annuity gainers*: Mr W from Clwyd 61% more income
Biggest annuity gainers*: Mr S from London 60% more income
Biggest annuity gainers*: Mr A from Hertfordshire 58% more income
Biggest annuity gainers*: Mr T from London 50% more income
Biggest annuity gainers*: Mr P from Preston 50% more income
Biggest annuity gainers*: Mrs B from Swindon 46% more income
Biggest annuity gainers*: Mr L from London 44% more income
Biggest annuity gainers*: Miss S from London 42% more income
Biggest annuity gainers*: Mrs C from Gloucestershire 38% more income
Now retired I spend a lot of my time in Greece enjoying the climate, culture and food. I decided to purchase an annuity because I wanted the security it offered. By confirming details about my height, weight and alcohol intake Hargreaves Lansdown were
able to get me an enhanced annuity quote offering nearly £900 more income than that offered by some of the other providers.
MR MCIVER, Devon
Hargreaves Lansdown were brilliant in setting up my annuity. They did all the legwork for me by shopping around and finding me the highest income available from my pension. Everything was finalised within three weeks of first enquiring. I particularly
liked that whenever I rang I spoke to someone straight away who was able to help.
MR REEVES, Wiltshire
I read about HL in the paper and I used the online tool to get some annuity quotes. The figures were thousands of pounds better than my pension provider's even though they were from the same insurance companies! Whenever I phoned the HL helpdesk I found
it to be helpful and they always called back when they said they would.
MR FRANKLIN, Middlesex
I just wanted to say thank you for the enhanced RPI protected annuity quote received today. Thanks to you making it so easy I am going to receive an annual sum £2,500 greater than the lowest standard quote, and this is entirely down to your team. I remain
hugely impressed with the service you provide.
MR COE, Stockton-on-Tees
Immediate access to enhanced annuity quotations, from the whole of the market
Just answer a few simple questions to see if you qualify for an improved annuity rate due to health or lifestyle. This only takes a few minutes and could mean more income for your retirement. Last year more than half of our annuity clients qualified for an enhanced rate.
Supported by our Best Rate Promise
If you find a better annuity rate anywhere else on the same basis, let us know and if we cannot match it we will give you £50.**
Compare different annuity options at a glance
Obtain quotes from many providers to compare different annuity options. Alternatively, you can use our Retirement Planner to compare a blend of secure annuities and variable income via drawdown.
Award-winning service and price promise
We have won the Gold Standard Award for Retirement the last four years running. Our friendly Bristol-based helpdesk can help you understand the options and answer your questions in plain English. We also offer an advisory service if you are not sure.
Important: The information on our website is not personal advice but we can offer advice if specifically requested. What you do with your pension is an important decision, which could be irreversible. Make sure you understand your options and check they are suitable for your circumstances: take appropriate advice or guidance if you are unsure. The Government's free Pension Wise service can help. It provides impartial guidance face-to-face, online or by phone - more on Pension Wise.
You are responsible for your annuity purchase, so please ensure you are happy to make your own investment decisions, including whether an annuity is right for you. You should carefully consider your overall financial circumstances and other
retirement goals or plans when making your decision. If you would like to explore a blend of secure and variable income, you can take a look at our Retirement Planner. The service we offer is not personal advice. If you're unsure about making your own investment decisions please contact us for advice.
If you are married or have a partner, you should strongly consider making provision for them in your annuity plans, so that they will receive an income if you die first.
An annuity is paid for life, no quibbles. However, don’t forget you could have a long retirement, and inflation could seriously reduce what you could buy with a fixed income. You might want to consider an annuity that increases each year,
even though this may mean you will receive less income in the early years.
Before applying for your annuity, check the rate offered by your existing pension provider to make sure you are better off and won't lose any guarantees by moving to a different provider.
We are covered by the Financial Services Compensation Scheme (FSCS) and the Financial Ombudsman Service (FOS). You may be entitled to compensation from the FSCS if Hargreaves Lansdown or your annuity provider cannot meet their obligations.
This will depend on the circumstances of your claim. In addition, if you are unhappy with the service we have provided, you can register a complaint by contacting us. If you are not satisfied by our final response you can refer the complaint
to FOS, who may be able to help you.
Speak directly to an annuity specialist
Our annuity specialists are here to answer your questions and help make the process as quick and seamless as possible. Please don't hesitate to contact them on 0117 980 9940 if you have any questions at all.
Have a question?
If you would like more information please don't hesitate to contact one of our annuity specialists on:
*Biggest annuity gains for quotes in December 2017, based on the top and bottom rate for 545 clients entering health and lifestyle online. The average increase was 16.30%. Actual increase will depend
on your pension value and personal circumstances. Find out what income you could receive
**To use this Best Rate Promise you will need to provide us with a copy of the quotation you have received, based on your own circumstances, including any health or lifestyle information. It applies to all open market quotes, but not where your pension
has a Guaranteed Annuity Rate. We will make one £50 payment per person, multiple applications will not be accepted. We reserve the right to withdraw this offer at any time.