Speak directly to an annuity specialist
Our team of annuity specialists are on hand to answer your questions and help make the process as quick and seamless as possible. Please don't hesitate to contact them on 0117 980 9940. This service is not personal advice. If you're unsure about making your own investment decisions please contact us for advice.
If you decide to use our non-advisory service then you will be taking responsibility for your annuity purchase, so please ensure you are happy to make your own investment decisions, including whether an annuity is right for you at this time. You should carefully consider your overall financial circumstances and other retirement goals or plans when making your decision.
Before applying for your annuity, check the rate offered by your existing provider to make sure you are better off and won’t lose any guarantees (such as guaranteed annuity rates) by shopping around.
Annuity rates can change regularly and may go up or down in the future. Quotes are guaranteed for a limited time only. Once set up, an annuity cannot normally be changed or cancelled, so it is important to consider all your options carefully.
We are covered by the Financial Services Compensation Scheme (FSCS) and the Financial Ombudsman Service (FOS). You may be entitled to compensation from the Financial Services Compensation Scheme if Hargreaves Lansdown or your annuity provider cannot meet their obligations. This will depend on the circumstances of your claim. In addition, if you are unhappy with the service we have provided, you can register a complaint by contacting us. If you are not satisfied by our final response, the Financial Ombudsman Service (FOS) may be able to help you. Again, this will depend on the circumstances of your claim.
What you do with your pension is an important decision. Therefore, we strongly recommend that you fully understand your options. We offer a range of information to help you and independent financial advice if you are still unsure. Alternatively, Pension Wise, the Government's new pension guidance service, is due to launch shortly providing a free impartial service to help you understand your options at retirement. You will be able to access the service online, over the telephone and face to face. Further details are now available at www.gov.uk/pensionwise.
† Source: Equifax Touchstone
*Biggest annuity gains for quotes in February 2015, based on the top and bottom rate for 428 clients entering health and lifestyle online. The average increase was 27.72%. Actual increase will depend on your pension value and personal circumstances. Find out what income you could receive »