Frequently asked questions
Here we seek to address some frequently asked questions about the Vantage SIPP.
If you're unable to find what you're looking for, please do not hesitate to phone us on 0117 980 9926 (Mon-Thu 8am-7pm; Fri 8am-6pm; Sat 9:30am-12:30pm) or email us.
Applying
- How do I apply for the Vantage SIPP?
- What are the differences between a SIPP and a stakeholder pension?
Eligibility
- Am I eligible for a Vantage SIPP?
- Can I contribute to a Vantage SIPP alongside other pensions?
- Can I open a Vantage SIPP for my child/grandchild?
Contributions
- How much can I contribute?
- Do I have to contribute a minimum amount?
- Can my employer make contributions?
- What tax relief is available on contributions to the Vantage SIPP?
- Can I use existing holdings to contribute to the Vantage SIPP?
- Can I use cash from other Vantage accounts to make a SIPP contribution?
Transfers
- Can I transfer my existing pension into the Vantage SIPP?
- Can I transfer Protected Rights into the Vantage SIPP?
- Can I transfer an ISA to the Vantage SIPP?
- Can I transfer my Vantage SIPP to another provider?
Investments
- Do I have to decide where to invest my money straightaway?
- Do you offer help with the investment choices?
- Can I invest in residential property?
- Can I invest in commercial property?
- Can I change my investments?
- Can I hold cash within the Vantage SIPP and earn interest?
- Can I deal and view my Vantage SIPP online?
- How secure are the cash and investments held in the Vantage SIPP?
- What is the annual management charge on the Vantage SIPP?
Contracting out
Retiring
Want direct
support?
We have no automated messages, just a friendly professional Pensions Helpdesk you can call directly on 0117 980 9926.
Important information
A SIPP is a type of pension for people comfortable making their own investment decisions. Investments go down in value as well as up so you could get back less than you invest. The rules we refer to are those that currently apply; they could change in the future but you cannot normally access the money until at least age 55. Tax reliefs depend on circumstances. This website is not personal advice, if you are unsure of an investment’s suitability you should seek advice.
Have a question?
- Read our SIPP FAQs
- Email us
- Call us on 0117 980 9926
- Mon - Thu:
- 8am - 7pm
- Fri:
- 8am - 6pm
- Sat:
- 9:30am - 12:30pm